M Tip vs M
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M Tip
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Receive tips instantly, enhancing earnings hassle-free transactions through QR codes, USSD, mobile app, or web app! Elevate your employees' earnings by simplifying tipping and ensuring secure transactions with mtip. Increased earnings lead to improved service quality and performance.
M
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A financial application designed for SACCO institutions. Its features include, but are not limited to, withdrawals to members’ accounts, deposits to SACCO accounts, airtime purchases, and utility payments (e.g., DStv, GOtv). Security measures include PIN, and OTP verification. The application is seamless and offers an excellent user interface.
Screenshots
Verdict
The clearest difference is update cadence: M at every 2 months against M Tip's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M Tip ships an update every 7 months, M every 2 months. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.
| Parameter | M Tip | M |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 7 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 24 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | M-TIP | Boresha Sacco Society Limited |
In-app purchases
M Tip
No in-app purchases
M
No in-app purchases
