Debt Payoff Planner vs Spendful

Pay Off Debt Faster & Save More! Take control of your loans and become debt-free sooner with an easy, visual way to manage your payments. Track all your debts in one place, from credit cards to mortgages, and see exactly how much interest and time you can save by making extra payments. With clear progress tracking, smart payment strategies like the snowball method, and simple scheduling, you’ll turn loan payments into easy habits. Watch your debt shrink, stay motivated, and stop overpaying interest. Start saving money and take charge of your financial future today! Download now and see how fast you can pay off your debt! 

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Spendful is a minimalist, privacy-first spend tracker. Log purchases manually to become more mindful of your habits. Then, visualize your data with clean, intuitive charts to spot patterns over time. It’s that simple—no bank connections, no ads, no one peeking at your data. Just clear charts, seamless data entry, custom categories, and data you fully own—secure in your personal iCloud account. Features: • Visual summaries: Understand your spending at a glance with clean, beautiful charts and simple category breakdowns by week, month, quarter, or year. • Spend Groups: Organize expenses into separate collections — personal, business, household, travel (anything!) — each independently synced in iCloud. • Inflation adjustment: Understand real changes in your spending habits by adjusting for inflation, powered by IMF economic data. • Siri Shortcuts: Track purchases hands-free — just say "Hey Siri, track spending." • CSV import & export: Bring your existing data in and take it with you anytime. • iCloud sync: Your data lives exclusively in your iCloud account, synced automatically across all your Apple devices. • Privacy by design: Your data is safe. All data is stored securely in iCloud, belongs entirely to you, and is never collected or shared. • Ad-free: Focus on understanding your spending without distractions—no ads, no clutter. • Sharing: Collaborate with household members or travel companions on shared expenses. Make a spend group for each use case and share them independently (one time in-app purchase required). • Multi-currency: Log expenses in any currency and convert automatically using daily exchange rates across 30+ currencies (one-time in-app purchase required). • Recurring expenses: Track rent, subscriptions, and other repeating costs (one-time in-app purchase required). ~ How much do you spend?  Where does it go?  The more you track, The more you know. ~