Estateguru.co vs Tolmets

Estateguru gives you digital access to real estate-backed investments in the Baltics, the region where we have the deepest expertise, local teams, and the strongest portfolio track record. Since 2014, Estateguru has funded over 7,750 property-backed loan projects, channelling more than €941 million in financing (as of May 2026). Every loan on the platform is secured by a registered mortgage on real property. Since 2023, 97% of newly funded loans have been repaid or are performing on schedule. WHY ESTATEGURU? Estateguru is one of Europe's most experienced property-backed lending platforms and the largest in the Baltics. With over 11 years in real estate lending, we combine local market knowledge with conservative underwriting and transparent reporting. Over 159,000 investors have used the platform. All new loan origination is focused on Baltic markets — Estonia, Latvia, and Lithuania — where our on-the-ground teams assess every project. INVESTMENT OPTIONS - EG Grow — Automated portfolio with a fixed 7% annual interest rate, paid monthly. Estateguru manages diversification and covers interest risk through a dedicated contingency fund. Start from €100. - Manual Invest — Select individual loan projects. Review property valuations, LTV ratios, and loan terms before you invest. Start from €50. - Auto Invest — Set your criteria and let the platform match you to eligible loans automatically. - Secondary Market — Buy or sell existing investments to manage your portfolio. APP FEATURES - Real-time portfolio dashboard with earnings breakdown - Push notifications for new projects and payment updates - One-tap investing and automatic reinvestment - Detailed project pages with property data and loan terms - Secure login with biometric authentication - Multilingual support (EN, DE, ET, LV, LT) IMPORTANT All investing involves risk, including possible loss of capital. Returns are not guaranteed. Past performance does not indicate future results. Estateguru investments are secured by real estate collateral, but market conditions and borrower performance can affect outcomes. The contingency fund for EG Grow covers interest payments only and does not guarantee principal repayment. Invest responsibly and only with funds you can afford to commit. Estateguru is regulated by the Estonian Financial Supervision and Resolution Authority. Questions? Visit estateguru.co

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