Comparison

Dauphin Pay vs myXPD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dauphin Pay

Features
Read full description

Join DAUPHIN PAY as we venture into the next generation of banking. The concept of national borders is becoming obsolete, so why should your banking options be confined to just your local institutions? For your loved ones: Effortlessly send money to family and friends, no matter where they are in the world, with simplicity and cost efficiency. Receive money transfers, salaries, stipends, or pensions from any location directly into your account with a unique IBAN. Obtain a Mastercard® for your everyday transactions, whether you're shopping online, booking hotels, purchasing airline tickets, or buying souvenirs while traveling. Experience the convenience of having just one card to meet all your needs. For your business: Access multiple IBANs across various EU countries, execute international SWIFT and SEPA transfers, and utilize a Mastercard® for business expenses and payroll management. Benefit from multi-currency exchange and electronic invoicing. It’s time to globalize your business operations, making them more adaptable for your customers and suppliers. Open an account remotely more easily and quickly than at traditional banks. Forget the long waits to schedule a bank visit or the endless hours on the phone for simple queries. Embrace modern financial solutions, maintaining full control over your finances at all times through the DAUPHIN PAY mobile app. Here's what we bring to you: • Open and manage an account with a unique IBAN; • Hold and manage your money in various currencies; • Convert different currencies at competitive rates; • Send and receive international bank wire transfers; • Use your prepaid DAUPHIN PAY Card for global spending; • Execute mass payments to bank accounts. Our mobile app features: • 24/7 access to your account from your device; • Instant updates on account activity and balance; • Detailed transaction history for tracking your expenses; • A new feature for setting up recurring transactions; • Worldwide money transfers; • Easy card top-ups of your accounts; • A simplified sign-in process with password and biometric authentication. Experience the ease of transnational financial operations with the reliability of DAUPHIN PAY, backed by secure financial services provided by a regulated electronic money institution. For more information, please visit: dauphinpay.com. Terms applicable to the financial service user can be found on https://dauphinpay.com/terms-and-conditions.

About

myXPD

Features
Read full description

MYXPD – Your Global Virtual Card & Crypto Wallet Solution MYXPD is the all-in-one financial app for individuals and businesses looking to spend globally with ease. Instantly create international virtual cards that can be used online or in stores via Google Wallet. Top up your card directly using popular cryptocurrencies like USDT, USDC, BTC, and ETH through integrated wallets within the app. Take advantage of low FX rates and minimal transaction fees, making MYXPD one of the most cost-effective cross-border payment solutions. Key Features: Create international virtual cards instantly Secure with 2FA & biometric authentication Use cards online or in-store via Google Wallet Deposit USDT, USDC, BTC, or ETH to top up your card Enjoy global access with the lowest foreign exchange rates Designed for individuals and businesses Take control of your digital finances. Shop online, pay worldwide, and manage your money with security and freedom. Download MYXPD now and start spending smarter!

Screenshots

Dauphin Pay3 screens
myXPD4 screens

Verdict

The call

The clearest difference is ads: myXPD at none against Dauphin Pay's shown. myXPD also leads on update cadence (every 2 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Dauphin Pay ships an update every 2 months, myXPD every 2 weeks. The most recent releases landed on October 3, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 4 level
Dauphin Pay versus myXPD: the parameters behind the verdict, then further details
ParameterDauphin PaymyXPD
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better12.0
Further details — not scored
Size103 MB138 MB
Age rating4+4+
DeveloperMIBEXTECHNOLOGIES OUSyncom Technology Ltd

In-app purchases

None

Dauphin Pay

No in-app purchases

None

myXPD

No in-app purchases

Questions

Is Dauphin Pay free?
Dauphin Pay is free to download, with no in-app purchases.
Is myXPD free?
myXPD is free to download, with no in-app purchases.
Do Dauphin Pay or myXPD have ads?
Dauphin Pay shows ads; myXPD does not.
Which is updated more often, Dauphin Pay or myXPD?
Dauphin Pay ships an update every 2 months, and myXPD every 2 weeks. Most recently, Dauphin Pay was updated on October 3, 2026 and myXPD on October 12, 2026.

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