Comparison

Total Credit + vs Xtracash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Total Credit +

Manage your money with an intuitive system offering real-time account and card movement visualization. Send and receive money quickly, including SINPE Móvil transfers, and easily pay credit cards from other financial institutions.

Highlights
  • Real-time account and card movement visualization
  • Fast and secure electronic transfers
  • SINPE Móvil transfers
  • Pay credit cards from other institutions
  • Share account details easily
Features
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Total Credit App le brinda una amplia gama de funciones a través de un sistema completo e intuitivo que le ayudará a simplificar y transformar la manera en que gestiona su dinero. Hemos reunido todas las herramientas que necesita para manejar sus finanzas de manera sencilla y conveniente, ¡Todo en una sola aplicación! Visualización de Movimientos: Consulte en tiempo real los movimientos de sus cuentas IBAN y tarjetas MasterCard Total Credit, y mantenga un control total de sus finanzas. Transferencias Electrónicas: Envíe y reciba dinero de forma rápida y segura entre cuentas, ya sea dentro del ecosistema Total Credit o hacia otras instituciones financieras. Además, podrá realizar transferencias SINPE Móvil sin complicaciones. Pago de tarjetas de crédito: Total Credit App le permite pagar las tarjetas de crédito de otras entidades financieras con facilidad, evitando la necesidad de navegar entre múltiples aplicaciones o sitios web. Compartir sus datos: No pierda la oportunidad de recibir sus pagos por no contar con el número de su cuenta a la mano; desde la app podrá compartir sus datos de forma sencilla.

About

Xtracash

Manage your account and make secure mobile payments. View your available balance, current debt, and minimum payment. Generate payment receipts and update your profile.

Highlights
  • View account balance and debt
  • Make secure mobile payments
  • Generate payment receipts
  • Update profile information
  • Contact local support
Features
Read full description

Xtracash te permite consultar tu cuenta Xtracash y pagar por Pago Móvil de forma simple y segura. Visualiza disponible, deuda actual y pago mínimo y genera recibos de tus pagos. Funciones principales • Inicio: tarjeta con Disponible, Deuda actual, Pago mínimo y acción Pagar. • Pago Móvil: selecciona un destinatario de tu Directorio, ingresa monto y reporta tu pago. • Historial/Recibo: confirma y comparte el recibo del pago realizado. • Perfil/Soporte: actualiza tus datos y contacta soporte local.

Screenshots

Total Credit +4 screens
Xtracash4 screens

Verdict

The call

The clearest difference is update cadence: Xtracash at every 3 weeks against Total Credit +'s every 10 months. Xtracash also leads on ratings volume (7 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Total Credit + against 5.0 for Xtracash. That said, the two scores are not equally well evidenced: Xtracash has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Total Credit + ships an update every 10 months, Xtracash every 3 weeks. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 7 level
Total Credit + versus Xtracash: the parameters behind the verdict, then further details
ParameterTotal Credit +Xtracash
PriceFreeFree
Rating5.0 (1 ratings)5.0 (7 ratings)
Number of ratings17 — better
Update frequencyEvery 10 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size38 MB36 MB
Age rating4+9+
DeveloperTotal CreditMeritop CA

Customer experience

Total Credit +

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Xtracash

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Total Credit +

No in-app purchases

None

Xtracash

No in-app purchases

Questions

Is Total Credit + free?
Total Credit + is free to download, with no in-app purchases.
Is Xtracash free?
Xtracash is free to download, with no in-app purchases.
Which has better reviews, Total Credit + or Xtracash?
Total Credit + and Xtracash are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.
Do Total Credit + or Xtracash have ads?
Neither Total Credit + nor Xtracash shows ads.
Which is updated more often, Total Credit + or Xtracash?
Total Credit + ships an update every 10 months, and Xtracash every 3 weeks. Most recently, Total Credit + was updated on October 17, 2026 and Xtracash on October 24, 2026.

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