Total Credit + vs Xtracash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Total Credit +
Manage your money with an intuitive system offering real-time account and card movement visualization. Send and receive money quickly, including SINPE Móvil transfers, and easily pay credit cards from other financial institutions.
- Real-time account and card movement visualization
- Fast and secure electronic transfers
- SINPE Móvil transfers
- Pay credit cards from other institutions
- Share account details easily
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Total Credit App le brinda una amplia gama de funciones a través de un sistema completo e intuitivo que le ayudará a simplificar y transformar la manera en que gestiona su dinero. Hemos reunido todas las herramientas que necesita para manejar sus finanzas de manera sencilla y conveniente, ¡Todo en una sola aplicación! Visualización de Movimientos: Consulte en tiempo real los movimientos de sus cuentas IBAN y tarjetas MasterCard Total Credit, y mantenga un control total de sus finanzas. Transferencias Electrónicas: Envíe y reciba dinero de forma rápida y segura entre cuentas, ya sea dentro del ecosistema Total Credit o hacia otras instituciones financieras. Además, podrá realizar transferencias SINPE Móvil sin complicaciones. Pago de tarjetas de crédito: Total Credit App le permite pagar las tarjetas de crédito de otras entidades financieras con facilidad, evitando la necesidad de navegar entre múltiples aplicaciones o sitios web. Compartir sus datos: No pierda la oportunidad de recibir sus pagos por no contar con el número de su cuenta a la mano; desde la app podrá compartir sus datos de forma sencilla.
Xtracash
Manage your account and make secure mobile payments. View your available balance, current debt, and minimum payment. Generate payment receipts and update your profile.
- View account balance and debt
- Make secure mobile payments
- Generate payment receipts
- Update profile information
- Contact local support
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Xtracash te permite consultar tu cuenta Xtracash y pagar por Pago Móvil de forma simple y segura. Visualiza disponible, deuda actual y pago mínimo y genera recibos de tus pagos. Funciones principales • Inicio: tarjeta con Disponible, Deuda actual, Pago mínimo y acción Pagar. • Pago Móvil: selecciona un destinatario de tu Directorio, ingresa monto y reporta tu pago. • Historial/Recibo: confirma y comparte el recibo del pago realizado. • Perfil/Soporte: actualiza tus datos y contacta soporte local.
Screenshots
Verdict
The clearest difference is update cadence: Xtracash at every 3 weeks against Total Credit +'s every 10 months. Xtracash also leads on ratings volume (7 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Total Credit + against 5.0 for Xtracash. That said, the two scores are not equally well evidenced: Xtracash has 7 ratings behind it against 1, so its average is the more settled of the two.
Total Credit + ships an update every 10 months, Xtracash every 3 weeks. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.
| Parameter | Total Credit + | Xtracash |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (7 ratings) |
| Number of ratings | 1 | 7 — better |
| Update frequency | Every 10 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 38 MB | 36 MB |
| Age rating | 4+ | 9+ |
| Developer | Total Credit | Meritop CA |
Customer experience
Total Credit +
Xtracash
In-app purchases
Total Credit +
No in-app purchases
Xtracash
No in-app purchases







