Comparison

Cool Data vs MyPay | Cheap Data & Bills Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cool Data

Purchase affordable data, airtime, electricity tokens, and TV subscriptions. Earn commissions by acting as an agent or by referring friends who use the platform.

Highlights
  • Purchase low-cost data subscriptions
  • Buy airtime for all networks
  • Subscribe to electricity tokens
  • Pay for TV cable services
  • Earn commissions as an agent
  • Refer friends and earn
Features
Read full description

Cool Data is the best platform for purchasing low-cost data subscriptions, airtime, electricity tokens, Education pins, and TV cables (GOTV, DSTV, STARTIMES) As our agents, you buy 1GB for as little as 275 naira and make big commissions per transaction. You can also refer your friends to CoolData and earn on all their transactions CoolData is available for all services. Buy Airtime: Get fast airtime for all networks including MTN, GLO, 9MOBILE, AIRTEL, and more. Buy power: Subscribe to your meter, purchase an electricity token. AEDC, IBEDC, and KAEDCO etc Buy Cheap Data: Cheap data subscriptions available for all networks Buy Cable TV Subscriptions: Subscribe to your GOTV, DSTV, and STARTIMES with fast connections

About

MyPay | Cheap Data & Bills Pay

Manage all your mobile and utility needs with this app. It offers affordable digital services like airtime top-ups, data subscriptions, and bill payments. Earn cashback rewards on various transactions and easily purchase exam pins.

Highlights
  • Airtime purchase
  • Data subscription
  • Cable TV subscription
  • Electricity bill payment
  • Examination PIN purchase
  • Cashback rewards
Features
Read full description

MyPay is your go-to app for all things mobile, utility, and exam-related, offering seamless, secure, and affordable digital services. From topping up airtime and data to paying your electricity bills, MyPay ensures you stay connected and save while doing so. With added cashback on several services and the ability to print recharge cards and purchase exam pins, MyPay makes everyday transactions simple and rewarding. Key Features: Airtime Purchase: Instantly top-up mobile lines on all major networks (MTN, Glo, Airtel, 9mobile). Data Subscription: Get reliable and affordable mobile data plans for all networks. Cable TV Subscription: Subscribe to DSTV, GOTV, and Startimes at budget-friendly rates. Electricity Bill Payment: Pay electricity bills (prepaid and postpaid) from the comfort of your home. Examination PINs: Purchase WAEC, NECO, and NABTEB exam pins anytime. Cashback Rewards: Earn cashback on airtime top-ups, electricity bill payments, cable subscriptions, and more! Whether you're recharging your phone, paying your bills, or buying exam pins, MyPay offers a quick, secure, and cost-effective way to handle your daily transactions. Stay connected, save money, and access digital services with ease – all in one app!

Screenshots

Cool Data4 screens
MyPay | Cheap Data & Bills Pay3 screens

Verdict

The call

The clearest difference is iOS requirement: MyPay | Cheap Data & Bills Pay at 13.0 against Cool Data's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cool Data ships an update every 11 months, MyPay | Cheap Data & Bills Pay every 8 months. The most recent releases landed on October 19, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Cool Data versus MyPay | Cheap Data & Bills Pay: the parameters behind the verdict, then further details
ParameterCool DataMyPay | Cheap Data & Bills Pay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 11 monthsEvery 8 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size77 MB28 MB
Age rating17+17+
DeveloperHolladata Nigeria LimitedGEN1 SOLUTIONS LIMITED

Customer experience

Cool Data

Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

MyPay | Cheap Data & Bills Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Cool Data

No in-app purchases

None

MyPay | Cheap Data & Bills Pay

No in-app purchases

Questions

Is Cool Data free?
Cool Data is free to download, with no in-app purchases.
Is MyPay | Cheap Data & Bills Pay free?
MyPay | Cheap Data & Bills Pay is free to download, with no in-app purchases.
Do Cool Data or MyPay | Cheap Data & Bills Pay have ads?
Neither Cool Data nor MyPay | Cheap Data & Bills Pay shows ads.
Which is updated more often, Cool Data or MyPay | Cheap Data & Bills Pay?
Cool Data ships an update every 11 months, and MyPay | Cheap Data & Bills Pay every 8 months. Most recently, Cool Data was updated on October 19, 2026 and MyPay | Cheap Data & Bills Pay on October 30, 2026.

Other comparisons