Splitto vs Payra

Splitto — Group Expense Tracker Going on a trip, camping, or splitting a dinner bill? Stop wondering who owes what. Create an event, add participants, and log expenses. Splitto automatically calculates every balance and suggests the fewest possible payments to settle all debts. FEATURES • Unlimited events — a separate account for every group • Multiple currencies — choose ₺, $, € or £ per event • Per-participant multiplier for families and couples • Choose who paid and who participated for each expense • Smart settlement suggestions — minimize the number of transfers • Export a full PDF summary and share via WhatsApp, email, or AirDrop • Backup — export your data as a file and restore it anytime • Available in English and Turkish • Dark mode — follows your device appearance • Shared events — send a link and let friends add their own expenses • No install needed to join; the link opens in any browser • Owner controls — turn off guest editing or lock the event when you're done • Everything saves to your device first; works offline and syncs when you're back online SPLITTO PRO (optional, one-time purchase — not a subscription) • No ads • Stats — see who paid what, cost per person and the largest expenses as charts • Automatic daily backups — go back to an earlier day if something gets deleted • App icons in different colours for your home screen • Export expenses and balances to Excel (CSV) • Clean PDF summaries without the footer line All core features are free.

Payra makes splitting group expenses effortless! On vacation, at dinner, camping with friends, or sharing rent with roommates — who paid what and who owes whom? Payra calculates it all automatically. HOW IT WORKS 1. Create a group, add people 2. Log each expense: enter the amount, who paid, and who's included 3. Payra instantly calculates who owes whom and how much KEY FEATURES - Unlimited groups and expenses - Automatic per-person cost calculation - "Who owes whom?" summary screen - Detailed expense breakdown view - Contact management — people carry over between groups - TRY (Turkish Lira) and other currencies - Works completely offline, no internet required - Your data stays on your device, never sent to a server Whether you're splitting a vacation with friends or sharing household bills — Payra makes sure everyone pays their fair share.