Debts.app vs Loop
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debts.app
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Managing debts doesn’t have to be stressful. This app keeps all your debts, repayments, and balances in one clear, reliable place — so you always stay in control. Whether you lend money, borrow in multiple currencies, or want a better overview of your finances, the app gives you clarity and peace of mind. Why you’ll love it: Stay organized Track what you owe and what others owe you — clearly structured, easy to update, always accessible. Never miss a payment Set repayment dates, sync with your calendar, and receive smart reminders. Understand your progress Interactive charts show how your debts change over time and how close you are to becoming debt-free. Instant Spotlight access Search a contact in Spotlight and instantly view related debt information — fast and seamless. Siri & Shortcuts support Use voice commands like “Siri, open debts list” for quick, hands-free access. Multi-currency support Perfect for travel, shared expenses, and international payments. Secure cloud sync Your data is safely backed up and available across your devices. Home screen widgets See your key numbers at a glance without opening the app. Privacy first Your financial data stays private and is never shared with third parties. Track loans, split expenses, and manage repayments with confidence — all in one simple, powerful app. Subscription Information An active subscription is required to access all features, including cloud sync, widgets, charts, notifications, multi-currency support, Spotlight integration, and Siri Shortcuts. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Loop
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Take control of your recurring expenses. Loop is a private, developer-focused subscription tracker designed to bring clarity to your monthly spending. Track software, APIs, cloud services, AI tools, trials, and everyday subscriptions—all in one distraction-free place. MINIMAL BY DESIGN No ads. No clutter. No account required. Loop focuses on the essential information you need to understand your recurring costs, upcoming payments, and monthly budget. BUILT FOR DEVELOPERS Quickly add popular developer tools using ready-made subscription templates. Track everything from coding assistants and cloud platforms to API usage and SaaS plans. MULTI-CURRENCY, MADE SIMPLE • Track subscriptions in USD, CHF, EUR, CNY, and 10+ other currencies • Automatically convert foreign expenses into your preferred currency • Normalize weekly, monthly, and yearly plans into a clear monthly cost • See your true recurring spend at a glance PLAN AHEAD • Timeline: View upcoming renewals and payments • Budget Overview: Monitor monthly spending and remaining budget • Insights: Understand spending by category • Trial Tracking: Record free trials, discounts, and promotional periods • Cancellation Dates: Stop tracking subscriptions automatically when they end • Widgets: Keep upcoming expenses visible from your Home Screen PRIVATE BY DEFAULT Your financial data belongs to you. Loop syncs through your personal iCloud account. There are no external Loop servers, no advertising trackers, and no spending profiles. We never see what you spend. Loop — close the circle on your recurring expenses.
Screenshots
Verdict
The clearest difference is price: Debts.app at Free against Loop's $4.99. Loop's advantage is in-app purchases (none vs 3) and iOS requirement (15.0 vs 18). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Debts.app is free to download; Loop costs $4.99 up front. Debts.app sells 3 in-app purchases, starting at $2.99 per month. Loop asks for nothing beyond the download.
| Parameter | Debts.app | Loop |
|---|---|---|
| Price | Free — better | $4.99 |
| Update frequency | — | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, Apple Watch | iPhone, iPad, iPod — better |
| Requires iOS | 18 | 15.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Oleksandr Kabanov | Veno Ventures LLC |
In-app purchases
Debts.app
- Monthly7 Days trial$2.991 Month
- Annual7 Days trial$19.991 Year
- Lifetime access$29.99
Loop
No in-app purchases









