Comparison

Debts.app vs DebtClear

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Debts.app

Features
Read full description

Managing debts doesn’t have to be stressful. This app keeps all your debts, repayments, and balances in one clear, reliable place β€” so you always stay in control. Whether you lend money, borrow in multiple currencies, or want a better overview of your finances, the app gives you clarity and peace of mind. Why you’ll love it: Stay organized Track what you owe and what others owe you β€” clearly structured, easy to update, always accessible. Never miss a payment Set repayment dates, sync with your calendar, and receive smart reminders. Understand your progress Interactive charts show how your debts change over time and how close you are to becoming debt-free. Instant Spotlight access Search a contact in Spotlight and instantly view related debt information β€” fast and seamless. Siri & Shortcuts support Use voice commands like β€œSiri, open debts list” for quick, hands-free access. Multi-currency support Perfect for travel, shared expenses, and international payments. Secure cloud sync Your data is safely backed up and available across your devices. Home screen widgets See your key numbers at a glance without opening the app. Privacy first Your financial data stays private and is never shared with third parties. Track loans, split expenses, and manage repayments with confidence β€” all in one simple, powerful app. Subscription Information An active subscription is required to access all features, including cloud sync, widgets, charts, notifications, multi-currency support, Spotlight integration, and Siri Shortcuts. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

DebtClear

Features
Read full description

DebtClear β€” See the True Cost of Your Debt Take control of your debt with clarity and confidence. DebtClear helps you understand how much you’re really paying in interest, when you’ll be debt-free, and how extra payments can reduce your total cost. No bank connections required. Simply enter your debt details and visualize your payoff plan instantly. KEY FEATURES β€’ Full interest breakdown β€” see lifetime interest, total cost, and monthly impact β€’ What-If scenarios β€” test extra payments and compare strategies β€’ Mortgage calculator β€” analyze long-term home loan costs β€’ Household Mode β€” combine finances with a partner β€’ Smart insights β€” personalized tips based on your debt data β€’ Clean, easy-to-understand visualizations FREE PLAN The free version allows: β€’ Up to 2 debts β€’ Up to 5 expenses Upgrade to Premium for unlimited debts and full feature access. SUBSCRIPTION DETAILS DebtClear Premium is available as an auto-renewable subscription: β€’ Monthly: $9.99 per month β€’ Yearly: $59.99 per year Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings. DebtClear does not provide financial, legal, or investment advice. All calculations are estimates based on the information you enter. Privacy Policy: https://legal-shield-helper.replit.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Debts.app4 screens
DebtClear4 screens

Verdict

The call

The clearest difference is iOS requirement: DebtClear at 15.1 against Debts.app's 18. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Debts.app sells 3 in-app purchases, starting at $2.99 per month and DebtClear sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference Β· 5 level
Debts.app versus DebtClear: the parameters behind the verdict, then further details
ParameterDebts.appDebtClear
PriceFreeFree
Update frequencyβ€”Every 2 months
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, Apple WatchiPhone, iPod
Requires iOS1815.1 β€” better
Further details β€” not scored
Size29 MB49 MB
Age rating4+4+
DeveloperOleksandr KabanovBayron Varela

In-app purchases

3 purchases

Debts.app

Subscriptions2
  • Monthly7 Days trial$2.991 Month
  • Annual7 Days trial$19.991 Year
One-time1
  • Lifetime access$29.99
2 purchases

DebtClear

Subscriptions2
  • Monthly Subscription$9.991 Month
  • yearly premium$59.991 Year

Questions

Is Debts.app free?
Debts.app is free to download, with in-app purchases available.
Is DebtClear free?
DebtClear is free to download, with in-app purchases available.
Do Debts.app or DebtClear have ads?
Neither Debts.app nor DebtClear shows ads.

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