Debts.app vs DebtClear
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Debts.app
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Managing debts doesnβt have to be stressful. This app keeps all your debts, repayments, and balances in one clear, reliable place β so you always stay in control. Whether you lend money, borrow in multiple currencies, or want a better overview of your finances, the app gives you clarity and peace of mind. Why youβll love it: Stay organized Track what you owe and what others owe you β clearly structured, easy to update, always accessible. Never miss a payment Set repayment dates, sync with your calendar, and receive smart reminders. Understand your progress Interactive charts show how your debts change over time and how close you are to becoming debt-free. Instant Spotlight access Search a contact in Spotlight and instantly view related debt information β fast and seamless. Siri & Shortcuts support Use voice commands like βSiri, open debts listβ for quick, hands-free access. Multi-currency support Perfect for travel, shared expenses, and international payments. Secure cloud sync Your data is safely backed up and available across your devices. Home screen widgets See your key numbers at a glance without opening the app. Privacy first Your financial data stays private and is never shared with third parties. Track loans, split expenses, and manage repayments with confidence β all in one simple, powerful app. Subscription Information An active subscription is required to access all features, including cloud sync, widgets, charts, notifications, multi-currency support, Spotlight integration, and Siri Shortcuts. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
DebtClear
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DebtClear β See the True Cost of Your Debt Take control of your debt with clarity and confidence. DebtClear helps you understand how much youβre really paying in interest, when youβll be debt-free, and how extra payments can reduce your total cost. No bank connections required. Simply enter your debt details and visualize your payoff plan instantly. KEY FEATURES β’ Full interest breakdown β see lifetime interest, total cost, and monthly impact β’ What-If scenarios β test extra payments and compare strategies β’ Mortgage calculator β analyze long-term home loan costs β’ Household Mode β combine finances with a partner β’ Smart insights β personalized tips based on your debt data β’ Clean, easy-to-understand visualizations FREE PLAN The free version allows: β’ Up to 2 debts β’ Up to 5 expenses Upgrade to Premium for unlimited debts and full feature access. SUBSCRIPTION DETAILS DebtClear Premium is available as an auto-renewable subscription: β’ Monthly: $9.99 per month β’ Yearly: $59.99 per year Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings. DebtClear does not provide financial, legal, or investment advice. All calculations are estimates based on the information you enter. Privacy Policy: https://legal-shield-helper.replit.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: DebtClear at 15.1 against Debts.app's 18. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Debts.app sells 3 in-app purchases, starting at $2.99 per month and DebtClear sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Debts.app | DebtClear |
|---|---|---|
| Price | Free | Free |
| Update frequency | β | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Requires iOS | 18 | 15.1 β better |
| Further details β not scored | ||
| Size | 29 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Oleksandr Kabanov | Bayron Varela |
In-app purchases
Debts.app
- Monthly7 Days trial$2.991 Month
- Annual7 Days trial$19.991 Year
- Lifetime access$29.99
DebtClear
- Monthly Subscription$9.991 Month
- yearly premium$59.991 Year
Questions
Is Debts.app free?
Is DebtClear free?
Do Debts.app or DebtClear have ads?
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