Kora vs Dividely

"How much can I safely spend today?" Kora answers that every day, without linking your bank accounts. Log your spending by hand, watch your daily limit update, and stay in control with a budget that adapts to you. SMART BUDGET: YOUR DAILY SPENDING LIMIT Smart Budget works out how much you can spend today. It spreads your money across the days left in your cycle, after setting aside the bills, debt payments, and savings you've logged. It updates daily and adapts as you go: spend less today, get more tomorrow. • See exactly how much you can safely spend today • Credit card purchases count when you make them, not when the bill arrives • Know at a glance if you're on track, near your limit, or overspent NO BANK LINKING. YOUR DATA STAYS YOURS. • No bank account connection required • Your data is stored in your own iCloud, not on Kora's servers • Never sold, shared, or used for ads WHY MANUAL TRACKING WORKS Kora is a manual expense tracker, and that's the point. Logging a transaction takes about 30 seconds, and in those seconds you: • Know your true balance at any moment • Feel the impact of each purchase • Make conscious choices instead of autopilot ones That's the awareness auto-sync apps can't give you. BUDGETS THAT FIT YOUR LIFE • Create multiple budgets for any date range, one-time (like a trip) or recurring • Set limits for expense, savings, and debt categories and subcategories • See what's left in each category, today and for the whole period EXPENSE & INCOME TRACKING • Track income, expenses, and transfers • Set up recurring transactions for subscriptions and regular bills • Save frequent transactions as favorites for faster logging • Add a location to any transaction ACCOUNTS & NET WORTH • Mirror your real accounts without linking them: debit cards, credit cards, savings, debt, and lending • See your net worth, total assets, and liabilities at a glance • Link transactions to specific accounts • Keep personal, work, and business finances separate with Spaces INSIGHTS • Spending breakdown by category • Your top 10 expenses across all categories • Income vs. expenses for the last 12 months • Real-time balance breakdown: upcoming bills, expenses, and savings • Savings tracker ALSO • 160+ currencies • Available in English and Greek WHO IS KORA FOR? • Individuals managing their personal finances (Kora isn't designed for shared couple or family budgets) • People who want to build money awareness by tracking actively • Anyone who wants a realistic budget that fits their life • Anyone who values privacy ACTIVELY DEVELOPED • Kora is actively maintained, with new features and improvements added regularly. • Questions, bug reports, or ideas? Email me at support@korabudgeting.com. I read every message. -------------------------- SUBSCRIPTION TERMS Kora Budgeting offers auto-renewing monthly and yearly subscriptions, as well as a one-time lifetime purchase for unlimited Premium access. Payment will be charged to your Apple ID account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by opening your device's Settings app, tapping your Apple ID name at the top, and selecting "Subscriptions". Any unused portion of a free trial, if offered, will be forfeited when you purchase a subscription. Terms of Use: https://www.korabudgeting.com/terms-of-use Privacy Policy: https://www.korabudgeting.com/privacy-policy End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Managing shared expenses has never been easier! Our app allows you to split bills seamlessly, whether it’s for a dinner with friends, a trip with colleagues, or household expenses. Say goodbye to complicated calculations and awkward payment reminders—track, manage, and settle expenses effortlessly. Key Features: Group Expense Splitting – Create groups and divide expenses fairly among members. One-on-One Splitting – Quickly split bills with a single person. Smart Calculations – No more manual math—our app ensures fairness with accurate breakdowns. Expense Tracking – Keep a clear record of all transactions, payments, and balances. Easy Settlements – Know who owes whom and simplify reimbursements. Multi-Currency Support – Traveling abroad? Split expenses in different currencies effortlessly. Notifications & Reminders – Never forget a pending payment with smart reminders. Secure & Private – Your financial data stays safe with encrypted storage. How It Works: 1. Add an Expense – Choose an amount, add participants, and specify how it should be split. 2. Track Balances – View who owes what and simplify payments. 3. Settle Up – Mark payments, send reminders, and stay debt-free effortlessly. Perfect for roommates, couples, families, friends, colleagues, or anyone who shares expenses! Download now and make expense splitting hassle-free!