Credi+ App vs PayAky
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credi+ App
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The Credi+ App is intended for users who have an active loan on device purchases on Credimas stores. The app will allow them to follow up on their loan status, see their progress, review their payment schedule, generate references for in-store and or convenience store payments or credit or debit card charges, and receive notifications.
PayAky
Track your loans and view your payment schedule. Generate payment references for various stores and payment methods, including credit and debit cards. Receive timely notifications about your account.
- Loan tracking
- Payment schedule visualization
- Payment reference generation
- Credit/debit card payments
- Notifications
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Esta aplicación permitirá a los usuarios finales dar seguimiento puntual a sus créditos revisando avance, visualizando su calendario de pagos, generando referencias de pago para tiendas propias, tiendas de conveniencia y/o cargo a tarjeta de crédito y débito. El usuario final también podrá recibir notificaciones.
Screenshots
Verdict
The clearest difference is update cadence: PayAky at every 2 weeks against Credi+ App's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Credi+ App ships an update monthly, PayAky every 2 weeks. The most recent releases landed on September 25, 2026 and October 12, 2026 respectively.
| Parameter | Credi+ App | PayAky |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 28 MB | 20 MB |
| Age rating | 4+ | 12+ |
| Developer | phoenix rts | Tenton LLC |
In-app purchases
Credi+ App
No in-app purchases
PayAky
No in-app purchases
