Comparison

Credi+ App vs Loan Access

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Credi+ App

Features
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The Credi+ App is intended for users who have an active loan on device purchases on Credimas stores. The app will allow them to follow up on their loan status, see their progress, review their payment schedule, generate references for in-store and or convenience store payments or credit or debit card charges, and receive notifications.

About

Loan Access

Features
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Looking for an easy way to review and compare loan offers in Spain? Our app gives you access to a structured catalog of trusted lenders with full details about each loan โ€” including terms, interest rates, and repayment options. Explore a wide range of financial products: personal loans, payday loans, and installment plans โ€” all in one place. Stay informed about current bank promotions and limited-time offers to get the most favorable conditions available. Use the integrated loan calculator to estimate your payments precisely. For example, for a loan of โ‚ฌ1,000 over 12 months at a 10% annual interest rate (APR), the monthly payment is calculated using the standard formula for annuity payments: M = P ร— (r ร— (1 + r)โฟ) / ((1 + r)โฟ โˆ’ 1) where: P = โ‚ฌ1,000 (loan amount) r = 0.10 / 12 (monthly interest rate) n = 12 (number of payments) This gives M โ‰ˆ โ‚ฌ87.92, with a total repayment of โ‚ฌ1,055.04. Please note: we do not issue loans. The application is an independent comparison tool that helps users find and analyze loan offers transparently and responsibly. Download now to make informed financial decisions and choose the best loan for your needs.

Screenshots

Credi+ App4 screens
Loan Access4 screens

Verdict

The call

The clearest difference is update cadence: Credi+ App at monthly against Loan Access's every 3 months. Credi+ App also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Credi+ App ships an update monthly, Loan Access every 3 months. The most recent releases landed on October 11, 2026 and May 18, 2026 respectively.

Scorecard2 real differences ยท 4 level
Credi+ App versus Loan Access: the parameters behind the verdict, then further details
ParameterCredi+ AppLoan Access
PriceFreeFree
Update frequencyMonthly โ€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS15.0 โ€” better17.0
Further details โ€” not scored
Size28 MB4 MB
Age rating4+17+
Developerphoenix rtsFrieder Winterstein

In-app purchases

None

Credi+ App

No in-app purchases

None

Loan Access

No in-app purchases

Questions

Is Credi+ App free?
Credi+ App is free to download, with no in-app purchases.
Is Loan Access free?
Loan Access is free to download, with no in-app purchases.
Do Credi+ App or Loan Access have ads?
Neither Credi+ App nor Loan Access shows ads.
Which is updated more often, Credi+ App or Loan Access?
Credi+ App ships an update monthly, and Loan Access every 3 months. Most recently, Credi+ App was updated on October 11, 2026 and Loan Access on May 18, 2026.

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