Gather vs Float

You can’t change what you can’t see. See and manage your entire financial life in one app with Gather. Made by and for Australians, Gather is the only money app that brings together your property, stocks, crypto, super, banks & bills in one place. See what you own, what you owe, where your money goes and what needs attention next, all on the go. KEY FEATURES ▶ Your Wealth, Together See bank accounts, cards, loans, property, stocks, super, crypto, bills and budgets together. Get a clear money picture without jumping between apps, powered by open banking. ▶ Track Property & Equity Add your home or investment property, link your loans, and use automated property valuations to monitor equity alongside the rest of your wealth. ▶ Bank, Broker & Exchange Sync Connect with 100+ banks, brokers and crypto exchanges, including all Australian banks and major investment platforms. ▶ Sync Stocks, Super & Crypto in Real Time Track ASX shares, ETFs, US stocks and crypto markets including NYSE, NASDAQ, FX and major crypto exchanges. Track portfolio balances and market movements in real time. ▶ Get More Out Of Your Tax Return Tag expenses, attach receipts and notes, and quickly find ATO tax deductions you may be entitled to claim, with Gather's tax wizard. ▶ Never Miss A Bill Again Track upcoming bills, regular payments and subscriptions in a clear timeline, so fewer money details slip through the cracks. ▶ Understand Spending & Cash Flow See income, expenses, net cash flow and account activity from all your banks in one feed. Search transactions, attach receipts and notes, and understand how money moves through your life. ▶ Budget Without The Spreadsheet Create budgets that help you keep more of your money, without turning your financial life into another spreadsheet. ▶ Widgets For Your Money At A Glance Use widgets to keep an eye on your wealth and the money details that matter most. PRIVATE & SECURE Gather is built with privacy and security at the core. Our controls are vetted under strict Australian Government Open Banking regulations. We encrypt your information in transit and at rest, and host it on Google Cloud Platform, which is SOC 2, PCI DSS and ISO 27001 certified. Learn more: https://gatherwealth.com.au/security SUPPORTED INSTITUTIONS Connect 100+ banks, cards, brokers and crypto exchanges including CommBank, Westpac, NAB, ANZ, Macquarie, CommSec, Stake, Betashares, CMC, Superhero, Coinbase, Kraken, Coinspot and more. See all integrations: https://gatherwealth.com.au/integrations WHAT OUR CUSTOMERS SAY "Game-changing" - Taylor B. "Best for net wealth" - Jack L. "A breath of fresh air" - Daphne S. "Saves so much time" - Julia E. "Best money app in Australia" - Ken T. "Must have app for expense tracking and tax prep" - Sri C. "Gather gives me a clear picture of my finances, making money decisions stress-free" - Kat H. "I ditched my clunky spreadsheet for Gather. I never thought anything would replace it, but this is such a big level up" - Marina W. WHAT THE EXPERTS SAY "Best Innovation in Open Banking Finalist” - Fintech Australia "Stands out with practical, forward-thinking features" - Peter Terlato, Mozo "One cool feature that differentiates Gather is its tax return assistant. I can confirm I've found it helpful" - Harry O’Sullivan, Savings.com.au "Gather’s smart, easy-to-use app helps you organise and grow your finances all in one place" - Thomas Stelzer, Finder TRY GATHER FREE Download Gather and try it free. No credit card required. - Gather Wealth Pty Ltd ABN 19 672 947 527 is not a registered tax agent or financial adviser. Any information provided is of a general nature only and does not take into account your personal needs, objectives and circumstances. You should consider whether it is appropriate for your situation, and seek advice from a tax professional or financial adviser before making a decision. Privacy: https://gatherwealth.com.au/privacy Terms: https://gatherwealth.com.au/terms

The #1 personal finance tracking app that works fully offline and never asks for bank access. Float makes it effortless to track your daily spending from contactless payments using Apple Shortcuts.  • No bank linking.  • No syncing delays.  • No privacy compromises. Why Float? Float is the easiest, most private way to see how much you've spent today — instantly. Whether you're tapping your card or adding an expense manually, Float updates in real time and works fully offline. → Track Spending Automatically Log transactions directly from Apple Wallet using Shortcuts. Float integrates with your tap-to-pay automations, so every time you pay, your spend total updates instantly. - Works with Apple Wallet and Apple Pay - Configure it to run only for certain cards, merchants, or categories - 100% on-device — your data never leaves your phone → Know Your Total at a Glance - Float’s beautiful home screen widget shows your daily or 24-hour total spend, so you’re always in control without opening the app. - Live-updating widget - No bank syncing delays - Fully offline and private → Add Manual Expenses in Seconds Not every purchase is digital — Float makes it simple to manually add cash payments or any other expense with just a few taps. → Privacy by Design Float never asks for bank logins or transaction access. Your spending data is yours — stored securely on your device, and never on our servers. Float is perfect for minimalists, privacy advocates, and anyone who wants to know: “How much have I spent today?” Get Float now and track your money your way. Privately, instantly, and effortlessly.