Lendee App vs Cashlo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lendee App
Invest in business payment plans by purchasing outstanding receivables at a discount. Earn returns as customers make their scheduled payments, with all servicing handled for you. Redeploy your earnings or transfer them to your bank account.
- Explore and filter available contracts
- Evaluate business and customer profiles
- Purchase whole or partial contracts
- Collect payments via Lendee Wallet
- Redeploy earnings or transfer to bank
- Servicing handled by a third party
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Lendee lets you buy receivables: the remaining payments on payment plans that businesses have offered their customers. You buy those payments at a discount and collect them as the customer pays. How It Works 1. Explore: Browse available contracts and filter by number of payments remaining, amount, term, and Lendee Score. 2. Evaluate: Review the business profile, the customer, and the payment history before you buy. 3. Purchase: Buy a whole contract or just part of its payments. The contract is assigned to you and tracked in the app. 4. Receive: As the customer pays, your share is credited to your Lendee Wallet on the contract's schedule. 5. Redeploy: Transfer funds to your bank account or use them to buy another receivable. Why Businesses Sell Their Payment Plans Dental, veterinary, optometry, physical therapy, and auto repair practices often let customers pay over time. Instead of waiting months to collect, they sell the remaining payments at a discount to get cash sooner. What You See on Every Contract • Contract details: payment amount, due dates, remaining term, and how much has already been paid • Business profile: verified by Lendee • Customer profile: payment history and Lendee Score Servicing Is Handled for You A servicer manages each contract for its full term: billing, payment reminders, payment tracking, follow-up on late payments, and recovery. Your Lendee Wallet See what you have received, what is still to come, and your upcoming payments in one place. Payments arrive on the contract's schedule, not as a lump sum. Important to Know Receivables are not bank deposits or savings products. They are not insured or guaranteed. Customers can pay late or stop paying, and you could get back less than you paid. A good payment history does not guarantee future payments. Review each contract carefully before you buy.
Cashlo
Access a portion of your earned wages before your next payday. Securely connect your bank account to see your available advance amount and choose your preferred delivery speed. All repayment terms are clearly displayed upfront with no interest or credit checks.
- Access up to $750 before payday
- No interest or credit check
- Clear, upfront repayment terms
- Instant or standard delivery options
- Track advances and repayment history
- Secure bank account connection
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Cashlo helps business owners prepare and manage business-funding requests. Cashlo is not a lender and does not make credit decisions. We help businesses prepare funding requests and connect with third-party funding providers. Approval, available amounts and financing terms are determined by the provider. Funding is not guaranteed. Royal Boudoir Inc. operates Cashlo. Our team reviews application information for completeness and helps arrange referrals to third-party funding providers. Request amounts may be up to $10 million; this is a request limit, not an offer or an available credit limit. YOUR BUSINESS WORKSPACE • Save your application and return to it later • Add business and ownership information • Scan and upload business bank statements • Preview and replace documents • Message the Cashlo team about your request • View team updates and outstanding document requests • Choose optional app lock and update notifications Saving an application does not automatically send it to a funding provider, authorize a credit inquiry or commit you to financing. Any referral, credit authorization, fees and financing terms are disclosed and agreed separately before proceeding. Cashlo team review is not a credit decision. This business workspace does not provide personal loans or paycheck advances and does not require a paid membership. The previous Cashlo monthly membership has been removed from sale. Previous accounts are separate; contact support for help with the earlier service. Support: https://cashlo.net/support.html Privacy Policy: https://cashlo.net/legal/privacy.html Terms of Use: https://cashlo.net/legal/terms.html Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Lendee App and Cashlo both sit at 3.2 stars, but that hides the real split: 65% of Cashlo's written reviews are positive against 23% of Lendee App's. Lendee App's advantage is in-app purchases (none vs 1). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashlo sells 1 in-app purchase, starting at $4.99 per month. Lendee App asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 3.2 for Lendee App against 3.3 for Cashlo. Both are backed by a comparable volume of ratings — 110 and 72 respectively. Written reviews are what separate them: 23% of Lendee App's written reviews are positive against 65% of Cashlo's.
Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.
| Parameter | Lendee App | Cashlo |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (110 ratings) | 3.3 (72 ratings) — better |
| Positive reviews | 23.4% of reviews | 64.9% of reviews — better |
| Number of ratings | 110 — better | 72 |
| Update frequency | Every 5 days | Every 5 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 147 MB | 29 MB |
| Age rating | 17+ | 4+ |
| Developer | Lendee App | Royal Boudoir inc |
Customer experience
Lendee App
Cashlo
In-app purchases
Lendee App
No in-app purchases
Cashlo
- Cashlo membership$4.991 Month









