Comparison

CircleFunds vs KudiLoop

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

CircleFunds

Features
Read full description

A savings App that helps friends in circles contribute

About

KudiLoop

Features
Read full description

Save Together, Succeed Together KudiLoop brings the trusted tradition of rotating savings (Ajo, ROSCA, Esusu) into one app. Save with friends and family in safe, organized groupsβ€”no banks, no hassleβ€”and build your goals together. WHY KUDILOOP Trusted circles β€” Save with people you know and invite via simple links Clear rotations β€” Everyone gets a payout when it’s their turn Easy payouts β€” Set your method and receive when your cycle comes Secure β€” PIN, Face ID, and bank-level protection for your money CREATE & MANAGE SAVINGS GROUPS Start a group in minutes. Set contribution amount, frequency, and how many cycles. Invite members with a link. Watch contributions and rotations in real time. TRACK CONTRIBUTIONS Mark your payments and upload receipts. Admins can approve quickly. No doubt about who paid and when. STAY ON SCHEDULE See exactly when each member gets their payout. Advance cycles when everyone has paid and keep the circle moving. PERSONAL SAVINGS POTS Use savings pots alongside your groups. Set money aside for your own goals. PARTNER MARKETPLACE Explore offers from trusted partners for loans, insurance, and more. BUILT FOR AFRICA Supports multiple currencies. Designed for how you already save. Works offline so you can check groups and activity even without data. SECURE & PRIVATE Face ID or Touch ID, optional PIN, encrypted storage, and clear privacy controls. Your data stays yours. JOIN KUDILOOP Whether you’re in Ajo, Esusu, ROSCA, or a similar group, KudiLoop helps you save together, stay accountable, and reach your goals. Download KudiLoop and start your first loop today.

Screenshots

CircleFunds4 screens
KudiLoop4 screens

Verdict

The call

CircleFunds and KudiLoop are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CircleFunds ships an update every 3 weeks, KudiLoop every 2 weeks. The most recent releases landed on September 19, 2026 and September 8, 2026 respectively.

ScorecardNo meaningful differences
CircleFunds versus KudiLoop: the parameters behind the verdict, then further details
ParameterCircleFundsKudiLoop
PriceFreeFree
Update frequencyEvery 3 weeksEvery 2 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS15.615.1 β€” better
Further details β€” not scored
Size123 MB39 MB
Age rating17+4+
DeveloperCirclefunds Technologies LimitedAlgoscape Innovations Ltd

In-app purchases

None

CircleFunds

No in-app purchases

None

KudiLoop

No in-app purchases

Questions

Is CircleFunds free?
CircleFunds is free to download, with no in-app purchases.
Is KudiLoop free?
KudiLoop is free to download, with no in-app purchases.
Do CircleFunds or KudiLoop have ads?
Neither CircleFunds nor KudiLoop shows ads.
Which is updated more often, CircleFunds or KudiLoop?
CircleFunds ships an update every 3 weeks, and KudiLoop every 2 weeks. Most recently, CircleFunds was updated on September 19, 2026 and KudiLoop on September 8, 2026.

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