CircleFunds vs KudiLoop
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
CircleFunds
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A savings App that helps friends in circles contribute
KudiLoop
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Save Together, Succeed Together KudiLoop brings the trusted tradition of rotating savings (Ajo, ROSCA, Esusu) into one app. Save with friends and family in safe, organized groupsβno banks, no hassleβand build your goals together. WHY KUDILOOP Trusted circles β Save with people you know and invite via simple links Clear rotations β Everyone gets a payout when itβs their turn Easy payouts β Set your method and receive when your cycle comes Secure β PIN, Face ID, and bank-level protection for your money CREATE & MANAGE SAVINGS GROUPS Start a group in minutes. Set contribution amount, frequency, and how many cycles. Invite members with a link. Watch contributions and rotations in real time. TRACK CONTRIBUTIONS Mark your payments and upload receipts. Admins can approve quickly. No doubt about who paid and when. STAY ON SCHEDULE See exactly when each member gets their payout. Advance cycles when everyone has paid and keep the circle moving. PERSONAL SAVINGS POTS Use savings pots alongside your groups. Set money aside for your own goals. PARTNER MARKETPLACE Explore offers from trusted partners for loans, insurance, and more. BUILT FOR AFRICA Supports multiple currencies. Designed for how you already save. Works offline so you can check groups and activity even without data. SECURE & PRIVATE Face ID or Touch ID, optional PIN, encrypted storage, and clear privacy controls. Your data stays yours. JOIN KUDILOOP Whether youβre in Ajo, Esusu, ROSCA, or a similar group, KudiLoop helps you save together, stay accountable, and reach your goals. Download KudiLoop and start your first loop today.
Screenshots
Verdict
CircleFunds and KudiLoop are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CircleFunds ships an update every 3 weeks, KudiLoop every 2 weeks. The most recent releases landed on September 19, 2026 and September 8, 2026 respectively.
| Parameter | CircleFunds | KudiLoop |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 2 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 β better |
| Further details β not scored | ||
| Size | 123 MB | 39 MB |
| Age rating | 17+ | 4+ |
| Developer | Circlefunds Technologies Limited | Algoscape Innovations Ltd |
In-app purchases
CircleFunds
No in-app purchases
KudiLoop
No in-app purchases









