CircleFunds vs AyuutoCircle

A savings App that helps friends in circles contribute

AyuuutoCircle is the easiest way to run a savings circle with family and friends. Whether you call it an Ayuuto, Susu, Tanda, Chit Fund, Hui, or ROSCA — AyuuutoCircle keeps everything organised so you can focus on saving together. WHAT IS A SAVINGS CIRCLE? A savings circle is a trusted group of people who each contribute a set amount regularly. Every cycle, one member receives the full pot. It's a proven, community-driven way to save and access a lump sum — used by millions of families worldwide. HOW IT WORKS 1. Create or join a circle 2. Members contribute each cycle 3. One member receives the full payout per cycle 4. Repeat until everyone has received their payout KEY FEATURES • Create unlimited circles and invite members via a shareable link • Track who has paid and who is still pending at a glance • Animated progress ring shows collection status in real time • Automatic payout scheduling keeps the order fair and transparent • Payout history so every cycle is accounted for • Group chat to keep members coordinated • Full dark mode support • Simple Mode for accessibility PREMIUM Upgrade once, own it forever: • Send payment status summaries directly to WhatsApp • Export financial statements • Unlimited circles • Ad-free experience & priority support BUILT FOR TRUST Ayuuuto Circle puts transparency at the centre of every circle. Organisers mark payments, members see their standing, and everyone stays on the same page. Download free and start your first circle today.