Comparison

Split It vs Cowrie Modern Finance

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Split It

Features
Read full description

Say goodbye to the hassle of tracking and splitting expenses! Split It is your go-to app for effortless expense management, tailored to help you keep track of shared expenses and easily split costs with friends and family. With Split It, you can securely log into your bank accounts via Plaid to automatically track and monitor transactions. The app will send you real-time push notifications whenever a transaction that might need splitting is detected. Weekly and monthly reminders keep you on top of your expenses, and a streamlined dashboard offers a clear view of your transaction history. Key Features: - Automatic Expense Tracking: Log in via Plaid to effortlessly track all your transactions. - Smart Notifications: Get notified instantly when a transaction you may want to split is detected. - Easy Transaction Splitting: View transaction history in one place, making it simple to select and split. - Quick Contact Syncing: Syncs with your contacts for quick and easy payment splitting via Venmo. - Reminders & Dashboard: Weekly and monthly reminders with a clean, organized dashboard to stay on top of your finances. Download Split It now and simplify the way you manage shared expenses. Whether it's splitting dinner, rent, or a group trip, Split It makes it fast, secure, and easy. β€œSplit it Unlimited” subscriptions purchased in-app renew monthly. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Privacy Policy: https://split-it.app/privacy-policy Terms of Service: https://split-it.app/terms-of-service

About

Cowrie Modern Finance

Features
Read full description

Cowrie is a modern savings app inspired by traditional African circles. Create a Circle, set a shared goal, and contribute together with trusted people. Grow your money and reach your dreams β€” no banks, no interest, no credit score required. Create and join secure savings Circles Set shared financial goals with friends, family, or community members Build trust and achieve milestones togetherTrack contributions and payouts in real time Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/cowrie-privacy-policy?usp=sharing

Screenshots

Split It3 screens
Cowrie Modern Finance4 screens

Verdict

The call

The clearest difference is update cadence: Split It at daily against Cowrie Modern Finance's every 9 days. Split It also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Split It sells 1 in-app purchase, starting at $4.99 per month and Cowrie Modern Finance sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Split It ships an update daily, Cowrie Modern Finance every 9 days. Both last shipped on October 25, 2026.

Scorecard2 real differences Β· 4 level
Split It versus Cowrie Modern Finance: the parameters behind the verdict, then further details
ParameterSplit ItCowrie Modern Finance
PriceFreeFree
Update frequencyDaily β€” betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS14.0.0 β€” better15
Further details β€” not scored
Size100 MB70 MB
Age rating4+17+
DeveloperWill HobickCowrie LLC

In-app purchases

1 purchases

Split It

Subscriptions1
  • Split It7 Days trial$4.991 Month
2 purchases

Cowrie Modern Finance

Subscriptions2
  • Monthly Premium$5.991 Month
  • Yearly Premium$59.991 Year

Questions

Is Split It free?
Split It is free to download, with in-app purchases available.
Is Cowrie Modern Finance free?
Cowrie Modern Finance is free to download, with in-app purchases available.
Do Split It or Cowrie Modern Finance have ads?
Neither Split It nor Cowrie Modern Finance shows ads.
Which is updated more often, Split It or Cowrie Modern Finance?
Split It ships an update daily, and Cowrie Modern Finance every 9 days. Most recently, Split It was updated on October 25, 2026 and Cowrie Modern Finance on October 25, 2026.

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