Comparison

SwiftPay vs CBIMonie

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SwiftPay

Features
Read full description

Welcome to the future of payments with EcoTech SwiftPay. The easy to use money transfer and payment application. With EcoTech SwiftPay you can easily add funds to your account with a bank card, PayPal and many other methods. This can then be used to make quick and easy transfers or payments. Download now!

About

CBIMonie

Features
Read full description

Merchant & Agent Management Platform A secure and scalable platform designed to simplify merchant onboarding, financial operations, and agent management in one unified system. Built for efficiency and reliability, this application enables merchants and agents to manage their business operations seamlessly from anywhere. Key Features Merchant Onboarding & KYC Verification Easily onboard new merchants and complete identity verification through a structured Know Your Customer (KYC) process directly within the app. Multi-Outlet Management Create and manage multiple business outlets under a single merchant profile with full operational control and visibility. Terminal Assignment & Management Efficiently assign payment terminals to merchants and manage device distribution across different locations. Settlement Account Management Merchants can set up and manage settlement accounts for approval, enabling secure and reliable fund transfers. Secure Authentication & Access Control Robust security features including login authentication, password management, PIN setup, and reset functionality to protect user accounts and data. Profile & Account Management Update personal and business details, manage account settings, and maintain full control over your profile information. Security & Reliability Security is at the core of this platform. All sensitive data and financial operations are handled using secure protocols to ensure protection, reliability, and trust at every step. Built for Growth & Scalability Designed for financial service providers, agents, and merchants, this platform supports scalable operations that grow with your business needs. Whether you're managing a few merchants or an expanding network, the system is built to handle it efficiently. Simple. Fast. Reliable. A clean and intuitive experience that allows users to focus on operations without unnecessary complexity. Summary This application provides a complete operational toolkit for merchant onboarding, verification, terminal management, and settlement processing, all in one secure platform.

Screenshots

SwiftPay3 screens
CBIMonie4 screens

Verdict

The call

The clearest difference is update cadence: SwiftPay at every 9 days against CBIMonie's every 5 weeks. SwiftPay also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SwiftPay ships an update every 9 days, CBIMonie every 5 weeks. The most recent releases landed on September 11, 2026 and September 20, 2026 respectively.

Scorecard2 real differences ยท 4 level
SwiftPay versus CBIMonie: the parameters behind the verdict, then further details
ParameterSwiftPayCBIMonie
PriceFreeFree
Update frequencyEvery 9 days โ€” betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 โ€” better15.6
Further details โ€” not scored
Size131 MB30 MB
Age rating17+17+
DeveloperEcoTech Finance Systems LtdCBI Digital Media Limited

In-app purchases

None

SwiftPay

No in-app purchases

None

CBIMonie

No in-app purchases

Questions

Is SwiftPay free?
SwiftPay is free to download, with no in-app purchases.
Is CBIMonie free?
CBIMonie is free to download, with no in-app purchases.
Do SwiftPay or CBIMonie have ads?
Neither SwiftPay nor CBIMonie shows ads.
Which is updated more often, SwiftPay or CBIMonie?
SwiftPay ships an update every 9 days, and CBIMonie every 5 weeks. Most recently, SwiftPay was updated on September 11, 2026 and CBIMonie on September 20, 2026.

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