Salarium vs Panora‎

Salarium is the essential tool for working out your real UK take-home pay from a gross annual salary, with HMRC tax year 2025/26 rules built in. Plus 13 other European countries when you're comparing offers, moving, or working cross-border. Key Features: - Instant gross to net conversion - 14 European countries supported - 2026 tax systems updated (UK 2025/26, Italian budget law, German 2026 Lohnsteuer) - UK: Scotland bands, NI Class 1, Student Loan (Plan 1/2/4/5, Postgraduate), Marriage Allowance, PA taper above £100k - Multiple salary payments (13th, 14th month for EU countries) - Family tax benefits - Social security contributions included - Clean, professional interface Perfect for: - Evaluating UK job offers - Working out your real take-home pay - Comparing UK vs EU positions - Understanding NI, PAYE and Student Loan deductions - Simulating Scotland vs E/W/NI scenarios - Financial planning Supported Tax Systems: - UK: PAYE 2025/26, NI Class 1, Scotland bands, Student Loan (Plan 1/2/4/5, Postgraduate), Marriage Allowance, PA taper - Ireland: PRSI, USC - Germany: Lohnsteuerklassen I–VI, Solidaritätszuschlag, Kirchensteuer by Bundesland - France: Quotient Familial with plafonnement, tranche-based social contributions, CSG/CRDS - Italy: IRPEF 23/33/43, cuneo fiscale, regional and municipal surtaxes - Spain: Estatal + autonómica (Madrid, Cataluña, Andalucía), joint taxation - Netherlands, Switzerland (4 cantons), Belgium, Austria, Portugal, Sweden, Denmark, Norway Important Notes: - Estimates based on 2026 regulations - Regular tax parameter updates - Consult a tax professional for official calculations Privacy: - No personal data required - Offline calculations - No registration needed

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