Finance Tracker vs MoneyControlPro

ByJo is a smarter alternative to spreadsheets for managing your personal finances. Whether you're building wealth, tracking spending, or working toward financial goals, ByJo gives you a clear, beautiful picture of where you stand — completely privately. YOUR MONEY, YOUR RULES Your data stays on your devices and syncs only through your own private iCloud. No sign-up, no ByJo servers, no sharing. What's yours stays yours. TRACK EVERYTHING YOU OWN Add 40+ asset types — cash, bank accounts, crypto, real estate, stocks, ETFs, vehicles, and more. ByJo calculates your real net worth across all of them in one place. SMART SPENDING INSIGHTS • Spendmeter — compare today to yesterday, this week to last week • Monthly Summary — income vs. expenses at a glance • Top Expenses — know exactly where money goes • Savings Rate — measure how much of your income you keep • Asset Allocation — visualise your portfolio mix • Expense Breakdown & Trends — widgets for spending mix, net worth history, and savings rate over time WALLET AUTO-LOG Set up a Shortcuts automation so every card tap can land in ByJo. Assets and categories are matched or created for you. OPERATION SPLITS & CATEGORY BUDGETS Split a single transaction across multiple categories. Set a monthly budget per category and keep spending in check. RECURRING OPERATIONS Set up daily, weekly, monthly, or yearly recurring income and expenses. ByJo reminds you when payments are due and keeps a full history so nothing slips through the cracks. FINANCIAL GOALS Set a target amount for any asset, pick a due date, and watch your progress. Pin a goal to keep it front and center. Celebrate milestones — completed goals stay in your history forever. FUND TRANSFERS Move money between assets with a single swap. Both sides of the transfer are linked so your totals always add up. EXPORT & IMPORT Back up everything as JSON, or bring operations in from CSV. HOME SCREEN & LOCK SCREEN WIDGETS Net worth, savings rate, expense breakdown, spending trends, recurring payments, goals progress, and more — right on your home screen without even opening the app. SIRI & SHORTCUTS Log operations, transfers, and Wallet purchases hands-free with App Intents. Works with Siri and the Shortcuts app. CUSTOMISABLE HOME Rearrange and hide home widgets to match how you think about money. Put what matters most at the top. 50+ CURRENCIES Pick your preferred currency and see all values in one consistent, clean view. Start with a 7-day free trial on the yearly plan, or choose the weekly plan or a one-time lifetime purchase. Subscriptions renew automatically (weekly or yearly) unless cancelled at least 24 hours before the end of the current period. Cancel anytime in your Apple Account settings. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://by-jo.com/privacy

MoneyControlPro is a simple debt tracker for personal loans and IOUs. Record money you lent to friends or borrowed from family, log every payment and always know the remaining balance. WHO OWES WHOM, AT A GLANCE • Dashboard with totals for “I Owe” and “They Owe Me” • Every debt shows its status: active, partially paid or fully paid • Recent activity on the main screen EVERY PAYMENT ON RECORD • Record partial payments with a date and a note • Increase an existing debt when you lend or borrow more • Full history for each debt, from the first loan to the last payment 7 CURRENCIES USD, EUR, GBP, RUB, UZS, KZT and TRY. Each debt keeps its own currency. FIND ANYTHING FAST Records with search, Active / Closed filters and sorting by amount, name, date or due date. PRIVATE BY DESIGN No account, no sign-up, no ads, no analytics. Your data is stored only on your iPhone. Available in English, Russian and Uzbek. PREMIUM SUBSCRIPTION MoneyControlPro is free to try for 7 days with full access. After the trial, a Premium subscription is required to keep using the app: • Premium Monthly: $0.99 per month • Premium Annual: $9.99 per year Prices are in US dollars and may differ in your country. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period; renewal is charged within 24 hours before the period ends. You can manage or cancel the subscription in your Apple Account settings at any time. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://komolbek.github.io/MoneyControlPro/privacy.html