Finance Tracker vs Fast budget

ByJo is a smarter alternative to spreadsheets for managing your personal finances. Whether you're building wealth, tracking spending, or working toward financial goals, ByJo gives you a clear, beautiful picture of where you stand — completely privately. YOUR MONEY, YOUR RULES Your data stays on your devices and syncs only through your own private iCloud. No sign-up, no ByJo servers, no sharing. What's yours stays yours. TRACK EVERYTHING YOU OWN Add 40+ asset types — cash, bank accounts, crypto, real estate, stocks, ETFs, vehicles, and more. ByJo calculates your real net worth across all of them in one place. SMART SPENDING INSIGHTS • Spendmeter — compare today to yesterday, this week to last week • Monthly Summary — income vs. expenses at a glance • Top Expenses — know exactly where money goes • Savings Rate — measure how much of your income you keep • Asset Allocation — visualise your portfolio mix • Expense Breakdown & Trends — widgets for spending mix, net worth history, and savings rate over time WALLET AUTO-LOG Set up a Shortcuts automation so every card tap can land in ByJo. Assets and categories are matched or created for you. OPERATION SPLITS & CATEGORY BUDGETS Split a single transaction across multiple categories. Set a monthly budget per category and keep spending in check. RECURRING OPERATIONS Set up daily, weekly, monthly, or yearly recurring income and expenses. ByJo reminds you when payments are due and keeps a full history so nothing slips through the cracks. FINANCIAL GOALS Set a target amount for any asset, pick a due date, and watch your progress. Pin a goal to keep it front and center. Celebrate milestones — completed goals stay in your history forever. FUND TRANSFERS Move money between assets with a single swap. Both sides of the transfer are linked so your totals always add up. EXPORT & IMPORT Back up everything as JSON, or bring operations in from CSV. HOME SCREEN & LOCK SCREEN WIDGETS Net worth, savings rate, expense breakdown, spending trends, recurring payments, goals progress, and more — right on your home screen without even opening the app. SIRI & SHORTCUTS Log operations, transfers, and Wallet purchases hands-free with App Intents. Works with Siri and the Shortcuts app. CUSTOMISABLE HOME Rearrange and hide home widgets to match how you think about money. Put what matters most at the top. 50+ CURRENCIES Pick your preferred currency and see all values in one consistent, clean view. Start with a 7-day free trial on the yearly plan, or choose the weekly plan or a one-time lifetime purchase. Subscriptions renew automatically (weekly or yearly) unless cancelled at least 24 hours before the end of the current period. Cancel anytime in your Apple Account settings. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://by-jo.com/privacy

Ever wondered where your money goes at the end of the month? Small daily expenses like coffee, food delivery, or subscriptions can quietly add up. With this simple and powerful money tracker, you can finally see exactly how you spend your money and take control of your finances. This app helps you track expenses, plan your monthly budget, and organize your finances in one place. Add transactions in seconds, categorize your spending, and get a clear overview of where your money goes every day. Once you see your spending habits clearly, it becomes much easier to make smarter financial decisions. You can also create flexible budgets for different categories and keep your spending on track throughout the month. Helpful insights and visual reports allow you to quickly understand your financial situation without complicated tools or spreadsheets. The built-in income tracker also lets you record salary and other earnings, giving you a complete picture of your finances. From daily expenses to long-term budgeting, everything is designed to help you stay in control of your money. Key features • Quickly track daily expenses • Plan and manage your monthly budget • Clear spending insights and reports • Track income and manage subscriptions • Organize bills and recurring payments • Simple, fast, and easy to use Whether you're trying to spend less, save more, or simply understand your finances better, this app gives you the tools you need to manage your money with confidence. Start tracking your money today and build better financial habits for the future. - You can register a premium account with all the features of app without ads - Payment will be charged to iTunes Account at confirmation of purchase - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period - Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. - Links to our Terms of Service and Privacy Policy can be found below: https://docs.google.com/document/d/1UagFunvfwnTP6PrVWGoy7lzXdmGTNw8Xn6zTiYSBMp0 - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.