Encompass LO vs Addy AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Encompass LO
This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.
- Lead management
- Loan origination tools
- Secure communication
- Loan pipeline management
- eSign documents
- Remote work capabilities
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The Encompass app by ICE Mortgage Technology enables mortgage loan officers to stay ahead of the competition by providing them with powerful lead management, loan origination and communication tools at their fingertips all within Encompass experience they’re familiar with. Using the Encompass app, loan officers can efficiently and securely manage leads, convert leads to loans, manage their loan pipeline, and eSign documents from anywhere at any time. By enabling loan officers to work from anywhere the Encompass app aims to help them do more of what they do best – drive sales and help borrowers get the home financing they need.
Addy AI
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Addy AI helps mortgage teams manage their loan pipeline, review files, and move loans forward from anywhere. Built for lenders, loan officers, processors, and mortgage operations teams, the Addy AI mobile app gives you a faster way to access your pipeline, review loan information, and use AI-powered tools while on the go. With Addy AI, you can search and filter loans, review key loan details, track loan status, run processing checklists, and ask file-aware questions powered by the loan file, documents, guidelines, and checklist context. Whether you are reviewing income, checking conditions, identifying large deposits, or looking for answers inside a loan file, Addy AI helps reduce manual work and gives your team faster access to the information they need.
Screenshots
Verdict
The clearest difference is update cadence: Addy AI at every 3 weeks against Encompass LO's every 2 months. Addy AI also leads on device support (3 vs 1) and iOS requirement (14.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Encompass LO ships an update every 2 months, Addy AI every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Encompass LO | Addy AI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 64 MB | 4 MB |
| Age rating | 17+ | 4+ |
| Developer | IntercontinentalExchange, Inc | Addy AI, Inc. |
In-app purchases
Encompass LO
No in-app purchases
Addy AI
No in-app purchases









