Comparison

ZeroNaira vs PropSaves

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZeroNaira

This platform offers a range of financial services including mobile payments, utility bill payments, and airtime top-ups. It also allows users to create globally functional virtual USD cards. Customer support is available.

Highlights
  • Electronic vending of Data, Cable Subscriptions, Utilities Payment, Airtime Topup
  • Bet Funding
  • Create USD Virtual Card
  • Global card functionality
  • Customer service support
Features
Read full description

ZeroNaira is a financial technology (fintech) company or a platform that offers financial services, such as mobile payments, topups and money transfer. FEATURES - Electronic vending of Data, Cable Subscriptions, Utilities Payment, Airtime Topup and Bet Funding. - Create USD Virtual Card that works Globally. - Good customer service support

About

PropSaves

Features
Read full description

PropSaves is the simple, disciplined way to save money and reach your goals in Nigeria. Whether you're building an emergency fund, saving toward rent, or growing wealth with friends, PropSaves keeps you consistent and rewards you for staying on track. SET GOALS THAT STICK Create personal savings goals with clear targets and dates. Choose flexible or fixed plans, then save weekly or monthly. Watch your progress climb toward every milestone. LOCK IN AND EARN Stay committed with Lock & Earn savings plans and earn interest as your balance grows. Track your accrued interest and maturity date at a glance. SAVE TOGETHER (AJO / ESUSU) Start or join a savings group with friends and family, reach shared targets together, and keep everyone accountable — while each member still earns on their own share. FUND IN SECONDS Add money instantly with your debit card or bank transfer through Paystack, or get a dedicated PropSaves virtual account for direct deposits straight into your wallet. TRACK EVERYTHING See a clear history of every deposit, withdrawal, and interest credit. Download professional transaction receipts as PDFs whenever you need proof of payment. STAY MOTIVATED Climb the weekly Top Savers leaderboard, earn badges for consistency, and celebrate milestones. Rankings reward your habits — your balances always stay private. INVITE FRIENDS, EARN REWARDS Share your referral code and earn bonuses when friends start saving. Put your referral bonus straight to work funding your own goals. BUILT FOR SECURITY Protect your account with a 4-digit transaction PIN and biometric login (Face ID / fingerprint). Tiered verification keeps your money and identity safe. WHY PROPSAVES Personal savings goals with flexible or fixed plans Earn interest as you save Group savings (Ajo / Esusu) with friends and family Instant funding via card, bank transfer, or virtual account Downloadable transaction receipts Weekly leaderboard, badges, and referral rewards Biometric login and PIN protection Start saving with purpose. Download PropSaves and build the habit that builds your future. PropSaves is operated by PropSaves Limited. Need help? Email hello@propsaves.com.

Screenshots

ZeroNaira4 screens
PropSaves4 screens

Verdict

The call

The clearest difference is iOS requirement: ZeroNaira at 12.0 against PropSaves's 15.1. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 7 level
ZeroNaira versus PropSaves: the parameters behind the verdict, then further details
ParameterZeroNairaPropSaves
PriceFreeFree
Rating2.0 (1 ratings) — better—
Number of ratings1 — better—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size59 MB53 MB
Age rating17+12+
DeveloperEritajpam, LLCRetrust Microfinance Bank Limited

In-app purchases

None

ZeroNaira

No in-app purchases

None

PropSaves

No in-app purchases

Questions

Is ZeroNaira free?
ZeroNaira is free to download, with no in-app purchases.
Is PropSaves free?
PropSaves is free to download, with no in-app purchases.
Do ZeroNaira or PropSaves have ads?
Neither ZeroNaira nor PropSaves shows ads.

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