ZeroNaira vs PropSaves
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZeroNaira
This platform offers a range of financial services including mobile payments, utility bill payments, and airtime top-ups. It also allows users to create globally functional virtual USD cards. Customer support is available.
- Electronic vending of Data, Cable Subscriptions, Utilities Payment, Airtime Topup
- Bet Funding
- Create USD Virtual Card
- Global card functionality
- Customer service support
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ZeroNaira is a financial technology (fintech) company or a platform that offers financial services, such as mobile payments, topups and money transfer. FEATURES - Electronic vending of Data, Cable Subscriptions, Utilities Payment, Airtime Topup and Bet Funding. - Create USD Virtual Card that works Globally. - Good customer service support
PropSaves
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PropSaves is the simple, disciplined way to save money and reach your goals in Nigeria. Whether you're building an emergency fund, saving toward rent, or growing wealth with friends, PropSaves keeps you consistent and rewards you for staying on track. SET GOALS THAT STICK Create personal savings goals with clear targets and dates. Choose flexible or fixed plans, then save weekly or monthly. Watch your progress climb toward every milestone. LOCK IN AND EARN Stay committed with Lock & Earn savings plans and earn interest as your balance grows. Track your accrued interest and maturity date at a glance. SAVE TOGETHER (AJO / ESUSU) Start or join a savings group with friends and family, reach shared targets together, and keep everyone accountable — while each member still earns on their own share. FUND IN SECONDS Add money instantly with your debit card or bank transfer through Paystack, or get a dedicated PropSaves virtual account for direct deposits straight into your wallet. TRACK EVERYTHING See a clear history of every deposit, withdrawal, and interest credit. Download professional transaction receipts as PDFs whenever you need proof of payment. STAY MOTIVATED Climb the weekly Top Savers leaderboard, earn badges for consistency, and celebrate milestones. Rankings reward your habits — your balances always stay private. INVITE FRIENDS, EARN REWARDS Share your referral code and earn bonuses when friends start saving. Put your referral bonus straight to work funding your own goals. BUILT FOR SECURITY Protect your account with a 4-digit transaction PIN and biometric login (Face ID / fingerprint). Tiered verification keeps your money and identity safe. WHY PROPSAVES Personal savings goals with flexible or fixed plans Earn interest as you save Group savings (Ajo / Esusu) with friends and family Instant funding via card, bank transfer, or virtual account Downloadable transaction receipts Weekly leaderboard, badges, and referral rewards Biometric login and PIN protection Start saving with purpose. Download PropSaves and build the habit that builds your future. PropSaves is operated by PropSaves Limited. Need help? Email hello@propsaves.com.
Screenshots
Verdict
The clearest difference is iOS requirement: ZeroNaira at 12.0 against PropSaves's 15.1. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | ZeroNaira | PropSaves |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 59 MB | 53 MB |
| Age rating | 17+ | 12+ |
| Developer | Eritajpam, LLC | Retrust Microfinance Bank Limited |
In-app purchases
ZeroNaira
No in-app purchases
PropSaves
No in-app purchases









