Ultra by Tap vs TapSpent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ultra by Tap
This app provides a platform for investors to access curated fixed income investment products. Explore options like corporate FDs, invoice discounting, and asset leasing to build a stable, high-performing portfolio.
- Compare FD interest rates
- Invest in invoice discounting
- Explore asset leasing opportunities
- Digital gold and silver investments
- Access pre-IPO investments
- Digital onboarding and KYC
- Performance and maturity tracking
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ultra - Fixed Income & Wealth-Building App for India’s Top 1% Investors ultra is the fixed income investment app designed for savvy investors seeking stability, performance, and control. From corporate FDs to invoice discounting and asset leasing—ultra is where ambition meets access. Explore curated fixed income products beyond traditional markets. Compare FD interest rates offering higher IRR—all in one seamless platform. Top Fixed Income Investment Products on ultra Invoice Discounting • Invest in short-term private credit backed by blue-chip companies. • Earn high IRR with pro-rata payouts and early repayment options. • Diversify into a high-yield, low-volatility income stream. Asset Leasing • Invest in physical assets leased to leading corporates. • Generate predictable monthly income with low risk. • Ideal for investors seeking stable, income-generating portfolios. Digital Gold & Silver • Buy, track, and sell digital gold and silver. • No storage costs, live pricing, and full audit trail. • Build long-term wealth with real assets. Why Investors Choose ultra • Compare fixed deposit rates from top banks and NBFCs • Invest in high-return FDs and alternative fixed income products • Track FD maturity, returns, and withdrawal timelines • Book FD online and manage digital fixed income investments easily Built for Investors Who • Want better than bank FD rates • Need low-risk alternatives to stock market volatility • Seek diversified fixed return options • Prefer income stability over speculation • Invest in invoice discounting, asset leasing, and digital gold • Value full compliance, control, and long-term performance App Features • 100% digital onboarding with instant KYC & self-accreditation • Real-time access to verified deals in FDs and private credit • Fixed income dashboards for performance and maturity tracking • Expert-curated opportunities across all asset classes • Wealth checkups and actionable investment insights • Premium concierge support for HNIs and family offices • Trusted by elite investors looking for secure, high-return assets It’s a next-gen fixed income platform combining Invoice discounting investing, FD booking, and private credit access—all tailored for high-performing portfolios. Whether you're looking to invest in FD, compare FD rates, or explore exclusive fixed income products—ultra is the only app you need. Build a legacy. Invest smarter. Get higher returns. Download ultra—where India’s top 1% invests in FD and fixed income alternatives.
TapSpent
This app offers a private and simple way to track your expenses without needing accounts or bank connections. Log spending quickly via double-tap gestures, receipt scanning, or bank statement imports, with details captured by Apple Intelligence.
- Private spending tracker
- Log expenses with Back Tap
- Scan receipts and bills
- Import bank statements
- Apple Intelligence integration
- Offline functionality
- No account required
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A quieter way to see where your money goes. Most of us don't need another dashboard — more charts, alerts, goals, or financial jargon. Sometimes it just helps to know where the money went. TapSpent is a private spending tracker built to make that habit effortless. Log an expense in seconds with a double-tap on the back of your iPhone. Or add it by hand, scan a receipt, or import a bank statement — and let Apple Intelligence, when available, pull the details from bills, receipts, and statements for you. No accounts. No ads. No bank connections. Your money stays your business. Everything lives on your device — even a bank statement is read on your phone and never uploaded. Export anytime as a CSV to keep wherever you like. Built for real life • Log expenses in seconds with Back Tap • Track spending, income, and savings • Scan receipts and bills • Import a bank statement — PDF or CSV • Capture details with Apple Intelligence • Create your own categories • See where your money actually went • Home Screen and Lock Screen widgets • Hands-free with Siri, including Apple Watch Private by design • No login, ever • Works offline - no account, no sync • Your spending data never leaves your device • Export anytime as CSV • No ads, no tracking, no data collection • Statements are read on your device, never uploaded A gentler way to stay aware TapSpent isn't about perfect budgets. It's about paying a little more attention. A coffee here. Groceries there. A monthly bill you forgot about. Over time, those small moments tell a story. TapSpent helps you see it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: TapSpent at 100% against Ultra by Tap's 85%. Ultra by Tap's advantage is iOS requirement (15.6 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ultra by Tap ships an update every 2 weeks, TapSpent monthly. The most recent releases landed on October 28, 2026 and October 22, 2026 respectively.
| Parameter | Ultra by Tap | TapSpent |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 84.8% of reviews | 100.0% of reviews — better |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 17.6 |
| Further details — not scored | ||
| Size | 109 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | Purple Petal Invest Pvt Ltd | Prantosh Pran Bhattacharyya |
Customer experience
Ultra by Tap
TapSpent
In-app purchases
Ultra by Tap
No in-app purchases
TapSpent
No in-app purchases









