LAPI vs Vértuz App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAPI
Manage your money effectively with this comprehensive personal finance assistant. Track income, expenses, credit cards, and set financial goals. Features include budgeting, cash flow forecasting, and an AI financial coach for personalized tips.
- Transaction management
- Credit card tracking
- Financial goal setting
- Monthly budgeting
- Cash flow forecasting
- Family sharing
- AI financial coach
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LAPI is your complete personal financial assistant. Manage your finances smartly, organize income and expenses, track credit cards, and achieve your financial goals. MAIN FEATURES TRANSACTION MANAGEMENT - Record income, expenses, and transfers - Organize by custom categories and tags - View in calendar or list - Import OFX/CSV statements CREDIT CARD CONTROL - Track invoices and due dates - Automatic limit control - Easy installment payments - Due date alerts FINANCIAL GOALS - Set savings objectives - Track your progress - Get motivated to reach your goals MONTHLY BUDGET - Create budgets by category - View spending vs. planned - Alerts when exceeding limits CASH FLOW FORECAST - See future projections - Plan ahead - Smart insights about your spending FAMILY SHARING - Share finances with family - Control who can view or edit - Integrated chat between members AI FINANCIAL COACH - Get personalized tips - Smart spending analysis - Suggestions to save money APPLE WATCH - Check your balance on your wrist - Recent transactions - Custom complications SECURITY - Your data is encrypted - Face ID / Touch ID login - Secure cloud sync MULTI-PLATFORM - iPhone and iPad - Web (web.lapiapp.com) - Apple Watch FREE PLAN - Up to 2 bank accounts - Unlimited categories and tags - Up to 1 credit card PRO PLAN - Unlimited accounts - Family sharing - AI financial coach - Advanced forecasts - Priority support Developed by LM Planejamento Financeiro. TERMS AND PRIVACY Terms of Use (EULA): https://ajuda.lapiapp.com/politicas/termos/ Privacy Policy: https://ajuda.lapiapp.com/politicas/privacidade/
Vértuz App
This app integrates technology, financial management, and emotional intelligence to help users improve their relationship with money. It provides a method and tool to save, grow, and achieve financial clarity, discipline, and freedom.
- Financial management integration
- Emotional intelligence for money
- Saving and investment tools
- Achieve financial clarity
- Develop financial discipline
- Promote financial freedom
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A Vértuz une tecnologia, gestão financeira e inteligência emocional para transformar seu relacionamento com o dinheiro. Com método e ferramenta em um só lugar, ajudamos você a fazer, poupar e multiplicar, conquistando clareza, disciplina e liberdade financeira.
Screenshots
Verdict
The clearest difference is in-app purchases: Vértuz App at none against LAPI's 10. LAPI's advantage is review sentiment (100% vs 75%) and update cadence (every 2 days vs every 10 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LAPI sells 10 in-app purchases, starting at $0.79 per month. Vértuz App asks for nothing beyond the download.
LAPI ships an update every 2 days, Vértuz App every 10 days. The most recent releases landed on October 5, 2026 and October 10, 2026 respectively.
| Parameter | LAPI | Vértuz App |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 75.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 82 MB | 50 MB |
| Age rating | +4 | 17+ |
| Developer | L M TREINAMENTO LTDA | Mind Consulting |
Customer experience
LAPI
Vértuz App
In-app purchases
LAPI
- 1 extra bank$0.791 Month
- 2 extra banks$1.491 Month
- 3 extra banks$2.291 Month
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- 5 extra banks$3.791 Month
- LAPI Pro Monthly1 Month trial$3.991 Month
- LAPI Pro Multi Monthly1 Month trial$5.991 Month
- LAPI Pro Business Monthly1 Month trial$7.991 Month
- LAPI Pro Annual1 Month trial$39.991 Year
- LAPI Pro Multi Annual1 Month trial$59.991 Year
- LAPI Pro Business Annual$79.991 Year
Vértuz App
No in-app purchases








