Comparison

Sumlio vs SplitPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sumlio

Easily understand your money and achieve financial goals. This app helps you track income, monitor expenses, and create flexible budgets. Visualize your spending with clear reports and manage multiple currencies.

Highlights
  • Fast transaction tracking
  • Customizable expense categories
  • Flexible daily, monthly, annual budgets
  • Multi-currency and multi-wallet support
  • Intuitive financial reports
  • Goal tracking
Features
Read full description

Understand your finances and reach your goals with ease. Sumlio simplifies money management by helping you track income, monitor expenses, and stick to your budget. Key features: - Fast and simple tracking: add transactions in seconds with pre-defined categories and the ability to customize them. - Flexible budgets: set daily, monthly, or annual limits based on your needs and adjust them at any time. - Multiple currencies and wallets: perfect for travelers or managing separate financial goals. - Clear insights: visualize where your money goes with intuitive reports and breakdowns. Sumlio is designed to be easy to use, helping you stay in control of your spending without unnecessary distractions. Simplify your finances and start achieving your goals today. Terms of use: https://sumlio.com/terms-of-use.html Privacy policy: https://sumlio.com/privacy.html

About

SplitPal

Features
Read full description

SplitPal makes it simple to track shared expenses, split bills, and settle balances with friends and groups. Whether you are sharing a meal, planning a trip, managing household spending, or keeping track of everyday costs, SplitPal helps everyone stay clear on who paid and what is still owed. Key features: - Add personal and group expenses - Split bills with friends and group members - Track balances and record settlements - Organize expenses by category - Review your activity history and spending insights - Scan receipts to make expense entry easier - Use multiple currencies for different expenses and groups - Invite friends and manage shared groups SplitPal is designed to keep shared spending clear, organized, and easy to settle. SplitPal Pro is an auto-renewable subscription that unlocks receipt scanning, multi-currency with live FX, itemized & custom splits, spending insights, and group pools. - 7-day free trial, then $4.99/month or $29.99/year. - Payment is charged to your Apple ID account at confirmation of purchase. - Your subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period. - Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://adventurous-calculator-e62.notion.site/SplitPal-Privacy-Policy-371bddf59ffa81a09b9fc48ac3b793ac

Screenshots

Sumlio4 screens
SplitPal4 screens

Verdict

The call

Sumlio and SplitPal are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Sumlio sells 8 in-app purchases, starting at $1.89 per 7 days and SplitPal sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Sumlio ships an update every 9 days, SplitPal every 8 days. The most recent releases landed on October 7, 2026 and October 3, 2026 respectively.

ScorecardNo meaningful differences
Sumlio versus SplitPal: the parameters behind the verdict, then further details
ParameterSumlioSplitPal
PriceFreeFree
Rating5.0 (13 ratings) — better—
Positive reviews90.0% of reviews—
Number of ratings13 — better—
Update frequencyEvery 9 daysEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size165 MB44 MB
Age rating4+4+
DeveloperOleksandr Kinakhyeow seng ooi

In-app purchases

8 purchases

Sumlio

Subscriptions6
  • Sumlio Pro7 Days trial$1.897 Days
  • Sumlio Pro7 Days trial$2.697 Days
  • Sumlio Pro7 Days trial$4.091 Month
Show 3 more
  • Sumlio Pro7 Days trial$6.691 Month
  • Sumlio Pro7 Days trial$34.991 Year
  • Sumlio Pro7 Days trial$51.991 Year
One-time2
  • Sumlio Pro$54.99
  • Sumlio Pro$82.99
2 purchases

SplitPal

Subscriptions2
  • SplitPal Pro Monthly7 Days trial$4.991 Month
  • SplitPal Pro Annual7 Days trial$29.991 Year

Questions

Is Sumlio free?
Sumlio is free to download, with in-app purchases available.
Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Do Sumlio or SplitPal have ads?
Neither Sumlio nor SplitPal shows ads.
Which is updated more often, Sumlio or SplitPal?
Sumlio ships an update every 9 days, and SplitPal every 8 days. Most recently, Sumlio was updated on October 7, 2026 and SplitPal on October 3, 2026.

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