Comparison

Optima Kassa vs WaiMoney

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Optima Kassa

Features
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Optima Kassa - программная ККМ для бизнеса, которая объединяет приём оплат, фискализацию чеков и контроль продаж в одной системе. Подходит для магазинов, кафе, услуг и других форм торговли - от одной торговой точки до сети. С приложением вы можете: - принимать оплату по QR и наличными; - формировать фискальные чеки; - отправлять чеки клиенту; - вести историю смен и операций; - оформлять возвраты; - контролировать торговые точки и кассы; - работать с каталогом товаров и услуг; - получать X- и Z-отчёты. Преимущества Optima Kassa: - онлайн-регистрация ККМ; - зачисление выручки на счёт в Оптима Банке; - прозрачный контроль действий кассиров; - поддержка бизнеса 24/7.

About

WaiMoney

Features
Read full description

WaiMoney helps you budget with intention, not just numbers. Track every expense, rate how satisfied you felt, and discover which spending actually makes you happy. KEY FEATURES Plan Your Budget Set monthly limits for each category. Visual progress bars show exactly where you stand — green for on track, amber for close to limit, red for overspent. Budget limits carry forward automatically so you set them once. Track Every Expense Log transactions in seconds. Categorize spending, add memos, and attach receipt photos. Support for multiple currencies with automatic exchange rates — perfect for travelers. Rate Your Satisfaction The feature that sets WaiMoney apart: rate each purchase from "Amazing" to "Very Bad." Over time, you'll see which categories bring joy and which drain your wallet for nothing. Reflect on Your Habits Interactive charts reveal your spending patterns. See where your money goes, which categories overspend month after month, and how your satisfaction scores trend over time. AI Assistant Just type "500 for groceries" or "how much did I spend this month?" — the built-in AI assistant understands natural language in any language. Log transactions, ask questions about your spending, or scan a receipt photo. ADDITIONAL FEATURES • Personal and business expense tracking with tax-deductible flagging • Cloud sync — sign in with email to access your data across devices • Works offline — use without an account, your data stays on your device • Budget templates: Personal, Family, and Freelancer • English and Russian localization • Dark mode support • Export your data anytime • No ads, no tracking, no subscriptions Your data is yours. Use the app fully offline or enable cloud sync with a simple email sign-in. No passwords, no third-party tracking.

Screenshots

Optima Kassa3 screens
WaiMoney4 screens

Verdict

The call

The clearest difference is update cadence: WaiMoney at every 2 weeks against Optima Kassa's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Optima Kassa ships an update every 10 months, WaiMoney every 2 weeks. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 5 level
Optima Kassa versus WaiMoney: the parameters behind the verdict, then further details
ParameterOptima KassaWaiMoney
PriceFreeFree
Update frequencyEvery 10 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size235 MB9 MB
Age rating17+4+
DeveloperOptima Bank OAOWaiWai

In-app purchases

None

Optima Kassa

No in-app purchases

None

WaiMoney

No in-app purchases

Questions

Is Optima Kassa free?
Optima Kassa is free to download, with no in-app purchases.
Is WaiMoney free?
WaiMoney is free to download, with no in-app purchases.
Do Optima Kassa or WaiMoney have ads?
Neither Optima Kassa nor WaiMoney shows ads.
Which is updated more often, Optima Kassa or WaiMoney?
Optima Kassa ships an update every 10 months, and WaiMoney every 2 weeks. Most recently, Optima Kassa was updated on October 27, 2026 and WaiMoney on October 25, 2026.

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