Comparison

Fortune Academy vs NMLS Exam Prep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fortune Academy

Features
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Welcome to the Fortune Group of Companies

About

NMLS Exam Prep

Prepare for the SAFE Mortgage Loan Originator National Test with this comprehensive study app. It offers over 1,200 practice questions, detailed explanations with citations, and performance analytics to help you master the material. Works offline after download.

Highlights
  • 1,240 practice and mock questions
  • Detailed explanations with citations
  • Performance analytics and mastery tracking
  • Bookmarks and flags for review
  • Works offline
  • Timed mock exams
Features
Read full description

NMLS Exam Prep: MLO Practice — A focused study app for the SAFE Mortgage Loan Originator National Test with UST. Built for working professionals preparing for NMLS licensure. WHAT'S INSIDE 1,240 practice and mock questions across the five SAFE test domains, weighted to match the official outline: • Federal Mortgage-Related Laws (TILA, RESPA, ECOA, TRID, HMDA, GLBA, SAFE Act) • Mortgage Loan Origination Activities (licensing, LO comp, ATR-QM, URLA, underwriting, HOEPA/HPML, appraisal, disclosures) • General Mortgage Knowledge (LTV/PMI, DTI, PITI, points, ARM, conventional, FHA, VA, USDA, refinance) • Ethics (UDAAP, fair lending, fraud, MAP/Reg N advertising, RESPA Section 8, GLBA privacy) • Uniform State Test (state agencies, license law, compliance, advertising, enforcement) DIFFERENT FROM OTHER NMLS APPS • Every answer key cross-checked by independent LLM blind audit — the most common complaint about competing apps is wrong answer keys. We fix that as a baseline. • 100% original questions written from public sources (eCFR, CFPB, HUD, VA, NMLS resource center). Not scraped from prior exams. • Detailed explanations on every question, with citations to the underlying regulation. HOW IT WORKS • Practice mode — drill any subset of questions, see explanation immediately. • Mock exam — 120-question timed test (190 min, matching real exam length and weighting). • Performance analytics — weak-domain heatmap, mastery tracking, missed-question review. • Bookmarks + flags — mark hard questions for spaced re-review. • Works offline after first download. PRICING $12.99 monthly | $32.99 for 3 months | $59.99 yearly. DISCLAIMER Independent study aid. Not affiliated with, endorsed by, or sponsored by NMLS, CSBS, or any state regulator. The SAFE Act and the NMLS test are administered by the Conference of State Bank Supervisors (CSBS). Terms of Use (EULA): https://preplicense.com/us/mortgage/terms/ Privacy Policy: https://preplicense.com/us/mortgage/privacy/

Screenshots

Fortune Academy4 screens
NMLS Exam Prep4 screens

Verdict

The call

The clearest difference is iOS requirement: Fortune Academy at 13.4 against NMLS Exam Prep's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fortune Academy sells 1 one-off in-app purchase and NMLS Exam Prep sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 28, 2026 and October 23, 2026 respectively.

Scorecard1 real difference · 9 level
Fortune Academy versus NMLS Exam Prep: the parameters behind the verdict, then further details
ParameterFortune AcademyNMLS Exam Prep
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.4 — better15.0
Further details — not scored
Size50 MB49 MB
Age rating4+4+
DeveloperTagMango IncChris Tang

In-app purchases

1 purchases

Fortune Academy

One-time1
  • Video Creation Bootcamp$9.99
3 purchases

NMLS Exam Prep

Subscriptions2
  • NMLS MLO Premium Monthly$9.991 Month
  • NMLS MLO Premium Yearly$39.991 Year
One-time1
  • NMLS MLO Premium Lifetime$59.99

Questions

Is Fortune Academy free?
Fortune Academy is free to download, with in-app purchases available.
Is NMLS Exam Prep free?
NMLS Exam Prep is free to download, with in-app purchases available.
Do Fortune Academy or NMLS Exam Prep have ads?
Neither Fortune Academy nor NMLS Exam Prep shows ads.
Which is updated more often, Fortune Academy or NMLS Exam Prep?
Fortune Academy ships an update every 2 months, and NMLS Exam Prep every 2 months. Most recently, Fortune Academy was updated on October 28, 2026 and NMLS Exam Prep on October 23, 2026.

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