Comparison

PassportPay vs Panrate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PassportPay

Send money internationally and pay bills for loved ones abroad with ease. Supports transfers to mobile wallets and bank accounts, with transparent fees and 24/7 support. Manage essential payments like utilities and school fees directly from your smartphone.

Highlights
  • International money transfers
  • Pay bills for loved ones abroad
  • Transfer to mobile wallets/bank accounts
  • Pick your rate feature
  • Low, transparent fees
  • Instant transaction notifications
  • 24/7 customer support
Read full description

PassportPay is the simple, secure, and affordable way to send money overseas and support your loved ones back home. Designed for seamless international remittance, PassportPay allows you to transfer funds directly to mobile wallets, bank accounts, and even pay bills for essential services like utilities, school fees, and healthcare—all with just a few taps on your smartphone. Key Features: International Money Transfers: Send money to family and friends abroad instantly. PassportPay supports transfers to a variety of destinations, allowing recipients to receive funds in local mobile wallets or bank accounts. · Bill Payments for Loved Ones: Easily pay bills for essential services, including electricity, water, education, and medical expenses, helping you support family members from afar. Manage these important payments from anywhere with just your phone. · Pick your Rate Feature: Get the best possible exchange rates by selecting your preferred exchange rate13. You’re in control. · Low Fees & Transparent Costs: PassportPay offers low, transparent fees with no hidden charges, giving you peace of mind and more value with every transaction. · Instant Notifications: Stay informed every step of the way with instant notifications on transaction status, including when your funds are sent, received, or bills are paid. · Secure Transactions: Your financial security is our priority. PassportPay uses advanced encryption and security protocols to ensure every transaction is safe and secure. · 24/7 Customer Support: Have questions or need help? Our dedicated customer support team is available 24/7 to assist you with any concerns. With PassportPay, supporting your loved ones from afar has never been easier. Whether you’re sending money to a mobile wallet, transferring to a bank account, or paying bills directly, PassportPay makes international remittance fast, easy, and reliable. Download PassportPay today and experience the convenient way to send support across borders.

About

Panrate

Easily compare real-time exchange rates and fees from multiple money transfer providers. Find the cheapest or fastest way to send money home, with full transparency on all costs before you commit.

Highlights
  • Real-time provider rates
  • Full fee transparency
  • Best Rate & Fastest tags
  • Multi-corridor coverage
  • One-tap deep links
  • Privacy-first approach
Features
Read full description

Panrate makes it effortless to find the best deal when you send money home. We update rates and fees directly from trusted providers such as Sendwave, WorldRemit, Remitly, and MoneyGram, then sort them by the amount your recipient will actually receive, after accounting for fees. Why Panrate? Real-time provider rates See current offers—not outdated averages—so you can act with confidence. Full fee transparency View fixed fees, percentage mark-ups, and the final payout before you commit. Best Rate & Fastest tags Instantly spot the cheapest or quickest option for every transfer. Multi-corridor coverage Send from the US, UK, Canada, or EU to Ghana, Nigeria, Kenya, and Sierra Leone today. More destinations coming soon. One-tap deep links Found your match? Jump straight into the provider’s app or website. Privacy-first We keep personal data to a minimum; analytics are aggregate and anonymous. How it works Enter the amount plus “From” and “To” currencies. Compare live rates and fees from every supported provider. Choose & send via your preferred app—knowing you got the best deal. Panrate users can save up to 8 % on average versus banks or guessing which app to use. Coming soon: More send-and-receive country pairs Transfer history for quick re-quotes Download Panrate now—your family will feel the difference.

Screenshots

PassportPay4 screens
Panrate3 screens

Verdict

The call

The clearest difference is rating: Panrate at 5.0 against PassportPay's 4.3. Panrate also leads on iOS requirement (12.0 vs 15.1). PassportPay's advantage is ratings volume (15 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Panrate holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: PassportPay has 15 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

PassportPay ships an update every 3 weeks, Panrate monthly. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
PassportPay versus Panrate: the parameters behind the verdict, then further details
ParameterPassportPayPanrate
PriceFreeFree
Rating4.3 (15 ratings)5.0 (2 ratings) — better
Positive reviews80.0% of reviews—
Number of ratings15 — better2
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.112.0 — better
Further details — not scored
Size86 MB29 MB
Age rating4+17+
DeveloperPriority Payment Systems LLCBright Antwi Boasiako

Customer experience

PassportPay

All ratings15 ratings
Positive80.0%
Neutral6.7%
Negative13.3%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Panrate

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PassportPay

No in-app purchases

None

Panrate

No in-app purchases

Questions

Is PassportPay free?
PassportPay is free to download, with no in-app purchases.
Is Panrate free?
Panrate is free to download, with no in-app purchases.
Which has better reviews, PassportPay or Panrate?
Panrate is rated higher. PassportPay averages 4.3 out of 5 from 15 ratings, while Panrate averages 5.0 from 2 ratings.
Do PassportPay or Panrate have ads?
Neither PassportPay nor Panrate shows ads.
Which is updated more often, PassportPay or Panrate?
PassportPay ships an update every 3 weeks, and Panrate monthly. Most recently, PassportPay was updated on October 7, 2026 and Panrate on October 6, 2026.

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