Comparison

My Digital Checkbook vs Paymnt Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Digital Checkbook

Easily track your finances with this straightforward digital checkbook. Manually record income and expenses, modify entries, and get a clear overview of your account balance at a glance.

Highlights
  • Digital checkbook management
  • Track purchases and deposits
  • Manual transaction input
  • Modify or delete entries
  • Account balance overview
Features
Read full description

My Digital Checkbook is a simple and secure digital checkbook. The app is simple to use and allows you to quickly and easily keep track of purchases and deposits in your accounts. Manually input paychecks and purchases, modify or delete transactions that change, and understand what’s going on with your account with a single glance.

About

Paymnt Ledger

Read full description

Paymnt Lite is the simple checkbook register for everyday money management. If you prefer to track your balance manually without linking bank accounts, syncing data, or learning complicated budgeting tools—this app is built for you. With Paymnt Lite, you can quickly add deposits, withdrawals, and purchases, and instantly see your updated balance. It feels just like the classic paper checkbook register, but faster, cleaner, and always with you. Why people love Paymnt Lite: • Super simple: No categories, no budgets, no clutter—just your balance and your transactions. • Fast entry: Add transactions in seconds using a clean, intuitive layout. • Checkbook-style running balance: Always know exactly what you have left. • Fun balance indicator: A friendly mood icon reacts to your balance trends. • On-device only: Your data stays private on your device—never stored on servers. • Perfect for manual tracking: Ideal for people who don't want bank-sync apps. Built for simplicity. Designed for clarity. Whether you're maintaining a personal ledger, managing expenses manually, or just want a clean way to track your account balance, Paymnt Lite makes it easy. If you ever want automatic forecasting, recurring bills, paycheck-based planning, or advanced cash-flow tools, check out the full version of Paymnt.

Screenshots

My Digital Checkbook3 screens
Paymnt Ledger4 screens

Verdict

The call

The clearest difference is iOS requirement: Paymnt Ledger at 15.1 against My Digital Checkbook's 17.5. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
My Digital Checkbook versus Paymnt Ledger: the parameters behind the verdict, then further details
ParameterMy Digital CheckbookPaymnt Ledger
PriceFreeFree
Rating1.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.515.1 — better
Further details — not scored
Size1 MB27 MB
Age rating4+4+
DeveloperBrian SizemoreDonnie Slavens

In-app purchases

None

My Digital Checkbook

No in-app purchases

None

Paymnt Ledger

No in-app purchases

Questions

Is My Digital Checkbook free?
My Digital Checkbook is free to download, with no in-app purchases.
Is Paymnt Ledger free?
Paymnt Ledger is free to download, with no in-app purchases.
Do My Digital Checkbook or Paymnt Ledger have ads?
Neither My Digital Checkbook nor Paymnt Ledger shows ads.

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