Comparison

Môney vs SubGuard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Môney

Manage your finances seamlessly with this personal finance app. Access accounts, make transactions, and track spending across multiple currencies from your mobile device. Enjoy a secure, ad-free experience with built-in intelligence for informed financial decisions.

Highlights
  • Access accounts and transactions on mobile
  • Privacy-focused data handling
  • Spending insights and budgeting tools
  • Multicurrency account management
  • User-friendly interface
  • Secure financial data protection
Features
Read full description

Welcome to môney! Simplify your finances with môney, the ultimate personal finance app designed to give you complete control over your money, anytime and anywhere. With môney, you can access your accounts, make transactions, and manage your finances seamlessly across multiple currencies—all from the palm of your hand. Key Features:     •    Your Finances Anywhere: Access all your accounts and perform transactions from your mobile device, no matter where you are. Stay connected to your finances 24/7.     •    Privacy First: We prioritize your privacy. môney does not collect or share your personal data with third parties. Your financial information stays secure and confidential.     •    Simplify Your Finances: With built-in intelligence, môney provides insights into your spending habits, helping you make more informed financial decisions. Track expenses, set budgets, and achieve your financial goals with ease.     •    Multicurrency Support: Manage accounts in different currencies without hassle. môney simplifies multicurrency transactions, making it ideal for international users.     •    User-Friendly Interface: Enjoy a clean, intuitive design that makes managing your finances a breeze. Navigate effortlessly through features and access the information you need quickly. Why Choose môney?     •    Secure and Reliable: We use advanced security measures to protect your data, ensuring that your financial information is always safe.     •    No Ads, No Distractions: Focus on your finances without interruptions. môney offers an ad-free experience.     •    Regular Updates: We continuously improve our app to provide you with the best financial management tools. Get Started Today! Join the môney community and take the first step toward financial freedom. Download môney now and explore seamless and secure management of your multicurrency accounts. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SubGuard

Features
Read full description

Keep your subscriptions and renewal dates in one place with SubGuard. Record recurring costs, choose a billing cycle and see your estimated monthly and yearly spending. ORGANIZE YOUR SUBSCRIPTIONS Add and edit services, group them by category, and filter or sort your list. Set a monthly budget and check upcoming renewals in the calendar. Renewal reminders depend on your notification permissions. FREE AND PRO The Free plan supports up to 5 subscriptions, spending totals, the renewal calendar and standard reminders. SubGuard Pro is a one-time in-app purchase. It unlocks unlimited subscriptions, spending charts, CSV export, shared subscription tracking and custom renewal reminders. Restore purchases is available in Settings. SHARED TRACKING With Pro, invite other SubGuard users to track a subscription together. Sharing organizes records and costs; it does not share service credentials or transfer money. YOUR ACCOUNT Sign in with Apple, Google or email to sync subscription records through your SubGuard account. A local cache keeps previously loaded records available when connectivity is limited. SubGuard records the information you enter. It does not connect to your bank, charge for tracked services or cancel subscriptions with their providers. Available for iPhone and iPad, in English and Italian.

Screenshots

Môney4 screens
SubGuard4 screens

Verdict

The call

The clearest difference is in-app purchases: SubGuard at none against Môney's 3. Môney's advantage is iOS requirement (15.1 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Môney sells 3 in-app purchases, starting at $2.99 per month. SubGuard asks for nothing beyond the download.

UpkeepUpdate frequency

Môney ships an update every 2 weeks, SubGuard every 8 days. The most recent releases landed on October 16, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 6 level
Môney versus SubGuard: the parameters behind the verdict, then further details
ParameterMôneySubGuard
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 2 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size27 MB22 MB
Age rating4+4+
DeveloperSatoshi LimitedMarco Medri

In-app purchases

3 purchases

Môney

Subscriptions2
  • 1 month7 Days trial$2.991 Month
  • 1 year7 Days trial$24.991 Year
One-time1
  • Lifetime$49.99
None

SubGuard

No in-app purchases

Questions

Is Môney free?
Môney is free to download, with in-app purchases available.
Is SubGuard free?
SubGuard is free to download, with no in-app purchases.
Do Môney or SubGuard have ads?
Neither Môney nor SubGuard shows ads.
Which is updated more often, Môney or SubGuard?
Môney ships an update every 2 weeks, and SubGuard every 8 days. Most recently, Môney was updated on October 16, 2026 and SubGuard on October 10, 2026.

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