BYP vs Splitceipt
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BYP
This app helps you manage your money effectively between paychecks. It offers tools to track expenses, set allowances, plan for future costs, and build savings. Gain control over your finances with intuitive budgeting features.
- Personal allowance recommendations
- Expense tracking dashboard
- Dynamic financial goal setting
- Manage and split bills
- 12-month savings forecast
- Flexible budgeting adjustments
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BYP — Budget Your Paycheck is a paycheck-based budgeting app designed to help you manage your money around the way you actually get paid. Whether you're paid weekly or biweekly, BYP helps you see what needs to be covered this paycheck, what you can spend, and what you can save. With BYP, you can: • Plan expenses around each paycheck • See what’s due during your current pay period • Set and manage a personal spending allowance • Track savings and view your projected savings over time • Plan ahead for larger upcoming expenses • Split expenses across multiple paychecks • Review your paycheck plan before moving forward • Complete payday check-ins and stay connected to your goals BYP keeps budgeting focused on one simple question: What should I do with this paycheck? Optional BYP+ features unlock additional planning tools, including access to future and previous paychecks, expanded expense splitting, additional planned expenses, and more. Plan your paycheck. Spend with purpose. Save with confidence https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Splitceipt
Effortlessly split bills and track shared expenses with friends and groups. Scan receipts with AI to assign items, or manually enter totals. Settle up easily with clear balance views and payment reminders.
- AI receipt scanning
- Itemized bill splitting
- Manual bill splitting
- Live settle up view
- Payment reminders
- Group management
- Multi-currency support
- Export to PDF/CSV
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Quickly Split any bill. Scan any receipt. Pay exactly what you owe. Splitceipt helps friends, roommates, and groups pay exactly what they owe. Splitceipt is the fastest way to split expenses with anyone without them having an app - whether it's a dinner for four, a group trip, or a shared grocery run. Free, with no ads. AI Receipt Scanner: Point your camera at any receipt and Splitceipt reads it instantly. Assign every line item to the right person so everyone pays for exactly what they ordered - no guessing, no awkward math. Split In Under 30 Seconds: No receipt? No problem. Enter a total and split it equally, by percentage, or set exact amounts per person. A complete bill takes less than 30 seconds to create. Itemized Splitting: Assign scanned items directly to people in your group. Tax and tip split proportionally or equally - your choice, every time. Settle Up - See Who Owes What: Every group has a live Settle Up view showing who owes who across every bill. Send payment reminders, request every unpaid share at once, and mark balances settled without awkward follow-ups. Groups That Stay Organized: Add people from recent contacts or invite them by email. Group owners can manage members and admins, transfer ownership, or archive a finished group while preserving its bills and balances. Multi-Currency Support: Split bills across 150+ currencies and counting. Set a default currency in your preferences and it carries across every new bill automatically - no setup each time. Default Payment Details: Add your preferred payment info once - PayPal, Venmo, bank transfer, or any method - and it gets attached to every bill you create. Your group always knows exactly how to pay you back. Export To PDF & CSV: Export one bill, a whole group, all expenses, or a settle-up balance. Filter exports by date and payment status, then save or share a clean PDF or CSV. Spending Insights: Track shared expenses by category, currency, group, partner, and month. Turn on a monthly email recap for a spending summary delivered on the first of each month. Notifications You Control: Get alerts for expense invites, group updates, payment reminders, and received payments. Enable or disable each type in your profile. Made For You: Choose English, Spanish, French, or German, switch between light and dark themes, and save a default split method for new expenses. Secure By Default: Sign in with Google, Apple, or passwordless OTP. Find friends by username, email, recent people, or device contacts - no phone number required. Data is encrypted in transit. Splitceipt Premium: Unlock unlimited receipt scans, full spending analytics, and PDF or CSV exports. Try Splitceipt free and upgrade whenever you're ready. Perfect For - Dinners, brunches and nights out - Shared apartments and household bills - Road trips and travel - Group gifts and events - Grocery runs and office lunches - Weekend getaways and festivals Download Splitceipt and stop letting money complicate your friendships. By subscribing, you agree to Apple's Standard License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ratings volume: BYP at 29 against Splitceipt's 2. Splitceipt's advantage is update cadence (every 4 days vs every 10 days). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BYP sells 3 in-app purchases, starting at $9.99 per month and Splitceipt sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for BYP against 5.0 for Splitceipt. That said, the two scores are not equally well evidenced: BYP has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
BYP ships an update every 10 days, Splitceipt every 4 days. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.
| Parameter | BYP | Splitceipt |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (29 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 29 — better | 2 |
| Update frequency | Every 10 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 44 MB | 65 MB |
| Age rating | 4+ | 4+ |
| Developer | The Budget Bible LLC | Muhammad Hamza Naeem |
Customer experience
BYP
Splitceipt
In-app purchases
BYP
- BYP+ Monthly$9.991 Month
- BYP+ Annual$79.991 Year
- Budget Bible (Re-New)$9.99
Splitceipt
- Splitceipt Pro$1.991 Month
- Splitceipt Pro7 Days trial$14.991 Year









