Comparison

BYP vs Splitceipt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BYP

This app helps you manage your money effectively between paychecks. It offers tools to track expenses, set allowances, plan for future costs, and build savings. Gain control over your finances with intuitive budgeting features.

Highlights
  • Personal allowance recommendations
  • Expense tracking dashboard
  • Dynamic financial goal setting
  • Manage and split bills
  • 12-month savings forecast
  • Flexible budgeting adjustments
Read full description

BYP — Budget Your Paycheck is a paycheck-based budgeting app designed to help you manage your money around the way you actually get paid. Whether you're paid weekly or biweekly, BYP helps you see what needs to be covered this paycheck, what you can spend, and what you can save. With BYP, you can: • Plan expenses around each paycheck • See what’s due during your current pay period • Set and manage a personal spending allowance • Track savings and view your projected savings over time • Plan ahead for larger upcoming expenses • Split expenses across multiple paychecks • Review your paycheck plan before moving forward • Complete payday check-ins and stay connected to your goals BYP keeps budgeting focused on one simple question: What should I do with this paycheck? Optional BYP+ features unlock additional planning tools, including access to future and previous paychecks, expanded expense splitting, additional planned expenses, and more. Plan your paycheck. Spend with purpose. Save with confidence https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Splitceipt

Effortlessly split bills and track shared expenses with friends and groups. Scan receipts with AI to assign items, or manually enter totals. Settle up easily with clear balance views and payment reminders.

Highlights
  • AI receipt scanning
  • Itemized bill splitting
  • Manual bill splitting
  • Live settle up view
  • Payment reminders
  • Group management
  • Multi-currency support
  • Export to PDF/CSV
Features
Read full description

Quickly Split any bill. Scan any receipt. Pay exactly what you owe. Splitceipt helps friends, roommates, and groups pay exactly what they owe. Splitceipt is the fastest way to split expenses with anyone without them having an app - whether it's a dinner for four, a group trip, or a shared grocery run. Free, with no ads. AI Receipt Scanner: Point your camera at any receipt and Splitceipt reads it instantly. Assign every line item to the right person so everyone pays for exactly what they ordered - no guessing, no awkward math. Split In Under 30 Seconds: No receipt? No problem. Enter a total and split it equally, by percentage, or set exact amounts per person. A complete bill takes less than 30 seconds to create. Itemized Splitting: Assign scanned items directly to people in your group. Tax and tip split proportionally or equally - your choice, every time. Settle Up - See Who Owes What: Every group has a live Settle Up view showing who owes who across every bill. Send payment reminders, request every unpaid share at once, and mark balances settled without awkward follow-ups. Groups That Stay Organized: Add people from recent contacts or invite them by email. Group owners can manage members and admins, transfer ownership, or archive a finished group while preserving its bills and balances. Multi-Currency Support: Split bills across 150+ currencies and counting. Set a default currency in your preferences and it carries across every new bill automatically - no setup each time. Default Payment Details: Add your preferred payment info once - PayPal, Venmo, bank transfer, or any method - and it gets attached to every bill you create. Your group always knows exactly how to pay you back. Export To PDF & CSV: Export one bill, a whole group, all expenses, or a settle-up balance. Filter exports by date and payment status, then save or share a clean PDF or CSV. Spending Insights: Track shared expenses by category, currency, group, partner, and month. Turn on a monthly email recap for a spending summary delivered on the first of each month. Notifications You Control: Get alerts for expense invites, group updates, payment reminders, and received payments. Enable or disable each type in your profile. Made For You: Choose English, Spanish, French, or German, switch between light and dark themes, and save a default split method for new expenses. Secure By Default: Sign in with Google, Apple, or passwordless OTP. Find friends by username, email, recent people, or device contacts - no phone number required. Data is encrypted in transit. Splitceipt Premium: Unlock unlimited receipt scans, full spending analytics, and PDF or CSV exports. Try Splitceipt free and upgrade whenever you're ready. Perfect For - Dinners, brunches and nights out - Shared apartments and household bills - Road trips and travel - Group gifts and events - Grocery runs and office lunches - Weekend getaways and festivals Download Splitceipt and stop letting money complicate your friendships. By subscribing, you agree to Apple's Standard License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BYP4 screens
Splitceipt4 screens

Verdict

The call

The clearest difference is ratings volume: BYP at 29 against Splitceipt's 2. Splitceipt's advantage is update cadence (every 4 days vs every 10 days). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BYP sells 3 in-app purchases, starting at $9.99 per month and Splitceipt sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for BYP against 5.0 for Splitceipt. That said, the two scores are not equally well evidenced: BYP has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

BYP ships an update every 10 days, Splitceipt every 4 days. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
BYP versus Splitceipt: the parameters behind the verdict, then further details
ParameterBYPSplitceipt
PriceFreeFree
Rating5.0 (29 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings29 — better2
Update frequencyEvery 10 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size44 MB65 MB
Age rating4+4+
DeveloperThe Budget Bible LLCMuhammad Hamza Naeem

Customer experience

BYP

All ratings29 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews23 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Splitceipt

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

BYP

Subscriptions2
  • BYP+ Monthly$9.991 Month
  • BYP+ Annual$79.991 Year
One-time1
  • Budget Bible (Re-New)$9.99
2 purchases

Splitceipt

Subscriptions2
  • Splitceipt Pro$1.991 Month
  • Splitceipt Pro7 Days trial$14.991 Year

Questions

Is BYP free?
BYP is free to download, with in-app purchases available.
Is Splitceipt free?
Splitceipt is free to download, with in-app purchases available.
Which has better reviews, BYP or Splitceipt?
BYP and Splitceipt are both rated 5.0 out of 5 on the App Store, from 29 and 2 ratings respectively.
Do BYP or Splitceipt have ads?
Neither BYP nor Splitceipt shows ads.
Which is updated more often, BYP or Splitceipt?
BYP ships an update every 10 days, and Splitceipt every 4 days. Most recently, BYP was updated on October 22, 2026 and Splitceipt on October 24, 2026.

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