ICFSME Mobile vs NEO IRAQ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ICFSME Mobile
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The ICF-SME application provides financial services to small and micro-entrepreneurs, enabling them to increase their income and improve their living standards. Key Features of the Application: Track the status of loan applications. View details of the current loan (amount repaid, remaining balance, overdue payments, due dates, etc.). Request account statements. Apply for early settlement of loans. Access details of previous loans from the Iraqi Company for Financing. Browse the company’s products with the option to apply for a loan based on the suitable product. Use the loan calculator to view detailed repayment plans. Receive notifications (announcements or payment due dates). Locate the company’s branches.
NEO IRAQ
Manage your money, issue payment cards, and send funds securely. This app offers exclusive benefits, including insurance services, all accessible through a single platform.
- Digital payment services
- Money management
- Payment card issuance
- Send money
- Insurance services
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NEO Iraq – The Future of Digital Payment Services in Iraq NEO Iraq is a comprehensive digital payments application designed to provide you with a seamless and secure experience in managing your money, issuing payment cards, sending money and enjoying a series of exclusive benefits including insurance services — all within a click of a button!
Screenshots
Verdict
The clearest difference is update cadence: NEO IRAQ at every 8 days against ICFSME Mobile's every 2 months. NEO IRAQ also leads on chart position (#208 vs unranked). ICFSME Mobile's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ICFSME Mobile ships an update every 2 months, NEO IRAQ every 8 days. The most recent releases landed on May 16, 2026 and September 21, 2026 respectively.
| Parameter | ICFSME Mobile | NEO IRAQ |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.1 (96 ratings) — better |
| Positive reviews | — | 77.8% of reviews |
| Number of ratings | — | 96 — better |
| Update frequency | Every 2 months | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Best chart rank | — | #208 — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 42 MB | 124 MB |
| Age rating | 4+ | 4+ |
| Developer | IRAQI COMPANY FOR FINANCING SMES LTD. | Nymcard LTD |
In-app purchases
ICFSME Mobile
No in-app purchases
NEO IRAQ
No in-app purchases
