Comparison

Spendly PRO vs Contiv Financial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendly PRO

Features
Read full description

Spendly: Your Personal Finance Manager Take control of your finances with Spendly – the easiest way to track, analyze, and improve your spending habits! Income & Expense Tracking: Categorize and log your income and expenses seamlessly. Monitor your financial health in real time. Detailed Reports: Visualize your spending patterns with charts and graphs. Compare monthly trends and gain actionable insights. Calendar View: Review your daily, weekly, and monthly expenses. Quickly filter past transactions by date. Data Security: Secure your data with Face ID/Touch ID. Export reports as CSV or PDF for easy sharing. Smart Features: Receive weekly financial summaries tailored to you. Enjoy a clean, user-friendly interface with dark/light themes. Download Spendly now and take the first step toward smarter financial management! SUBSCRIPTION DETAILS Spendly offers two subscription options: Monthly Plan: $0.99 per month Annual Plan: $9.99 per year New users can enjoy a 7-day free trial, after which the selected subscription will automatically continue unless canceled at least 24 hours before the end of the trial period. Your subscription will be charged to the payment method associated with your Apple ID. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription anytime through your App Store account settings. Please note that active subscriptions cannot be canceled during their active period. Prices are in U.S. dollars and may vary by country. Terms of Service: https://tahayasinkoksal.com.tr/terms.html Privacy Policy: https://tahayasinkoksal.com.tr/bagimlilikgizlilikpolitikasi.html

About

Contiv Financial

Easily track personal and business income and expenses. Organize your finances with custom categories, monitor budgets, and view spending trends. Secure your data with biometric lock and access it from any device via cloud sync.

Highlights
  • Track income and expenses
  • Custom categories
  • Budget setting and monitoring
  • Spending trend reports
  • Separate personal/business finances
  • Biometric lock
  • Cloud sync
Features
Read full description

Contiv Financial is an expense and income tracker for people who keep personal and business money in the same app — and want the accounting to be right, not just tidy. Everything you record belongs to an account: cash, a current account, savings, an investment, a credit card or a loan. Each account holds its own currency. Your transactions, transfers and balance corrections all appear in one list, the way a statement reads. ACCOUNTS • As many accounts as you need, each in its own currency • Mark an account personal or business — categories stay shared, reports stay separate • Credit cards and loans are treated as what they are: money you owe. Never quietly subtracted from your cash • Hide accounts you rarely use, archive ones you've closed, restore them if you change your mind • An account with nothing recorded in it can be deleted outright ONE LIST FOR EVERYTHING • Income, expenses, transfers and balance corrections in a single Transactions view • Group by date or by category, filter by type, search notes, tags and category names • See how much moved in and out on any given day • Choose a period: this month, the last three or six, a full year, or your own dates RECORDING MONEY • A calculator keypad — type 12.40+8 and let the app do the arithmetic • Expense, Income and Refund as three clear choices. A refund reduces what you spent rather than pretending to be income, so your category totals stay honest • Split one purchase across several categories • Move money between your own accounts, including between currencies, with both amounts stated so no exchange rate is guessed on your behalf REPORTS • Profit and loss for any period, broken down by category or by account • A statement for a single account: what it opened with, what came in and went out, what it holds now — and it ties • Budgets by category or overall, weekly, monthly, yearly, or across dates you pick YOUR DATA, YOURS • Export everything to CSV — one block per account with a running balance, ready for a spreadsheet • Face ID or fingerprint lock • Light and dark themes • English and Romanian Contiv Financial needs an internet connection. You can export your data, clear it, or delete your account and everything in it from inside the app at any time.

Screenshots

Spendly PRO4 screens
Contiv Financial4 screens

Verdict

The call

The clearest difference is in-app purchases: Contiv Financial at none against Spendly PRO's 2. Contiv Financial also leads on update cadence (every 3 days vs every 6 months) and iOS requirement (15.1 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendly PRO sells 2 in-app purchases, starting at $0.99 per month. Contiv Financial asks for nothing beyond the download.

UpkeepUpdate frequency

Spendly PRO ships an update every 6 months, Contiv Financial every 3 days. Both last shipped on October 28, 2026.

Scorecard3 real differences · 6 level
Spendly PRO versus Contiv Financial: the parameters behind the verdict, then further details
ParameterSpendly PROContiv Financial
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 6 monthsEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615.1 — better
Further details — not scored
Size9 MB39 MB
Age rating4+4+
DeveloperTaha Yasin KoksalGabriel Grosan

In-app purchases

2 purchases

Spendly PRO

Subscriptions2
  • Monthly Premium Access7 Days trial$0.991 Month
  • Annual Premium Access$9.991 Year
None

Contiv Financial

No in-app purchases

Questions

Is Spendly PRO free?
Spendly PRO is free to download, with in-app purchases available.
Is Contiv Financial free?
Contiv Financial is free to download, with no in-app purchases.
Do Spendly PRO or Contiv Financial have ads?
Neither Spendly PRO nor Contiv Financial shows ads.
Which is updated more often, Spendly PRO or Contiv Financial?
Spendly PRO ships an update every 6 months, and Contiv Financial every 3 days. Most recently, Spendly PRO was updated on October 28, 2026 and Contiv Financial on October 28, 2026.

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