Comparison

Zeelpay vs iNPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zeelpay

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Pay bills, safely with Nigeria’s trusted platform. Welcome to Zeelpay - the easiest way to perform transactions and pay bills in Nigeria. Our platform is designed to be beginner-friendly, secure, and fast. Features you’ll love: * No middlemen * Lightning-fast payment to your local account * Easy bill payments for airtime, data, and electricity * Fully verified platform with thousands of successful transactions

About

iNPAY

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iNPAY is the ultimate financial solution designed to simplify your payments and financial management. Whether you’re managing personal finances, collaborating on shared wallets with family or business partners, or making quick payments, iNPAY has you covered. Key Features: • Wallet Management: Create and manage multiple wallets for different purposes—budgeting, family expenses, business collaborations, and more. Invite others to join your wallet, set spending limits, and manage expenses together. • Seamless Money Transfers: Send and receive money effortlessly with iNPAY-to-iNPAY transfers, or make secure interbank transfers to anyone. • Bill Payments: Pay utility bills, subscriptions, and more in just a few taps, saving time and hassle. • QR Code Payments: Make secure, cashless payments by simply scanning QR codes, whether at stores or online. • Transaction History and Insights: Keep track of your spending and transactions with detailed logs and insights to help you make better financial decisions. With its intuitive design, enhanced security features, and robust functionality, iNPAY ensures a seamless and secure experience, helping you take control of your finances with ease. Why Choose iNPAY? • Safe and secure payments with advanced encryption. • Fast, reliable, and convenient financial management. • Built for both personal users and small businesses. Join the iNPAY community today and experience the future of payments!

Screenshots

Zeelpay4 screens
iNPAY4 screens

Verdict

The call

The clearest difference is iOS requirement: iNPAY at 13.0 against Zeelpay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zeelpay ships an update every 3 weeks, iNPAY fortnightly. The most recent releases landed on September 11, 2026 and September 23, 2026 respectively.

Scorecard1 real difference · 5 level
Zeelpay versus iNPAY: the parameters behind the verdict, then further details
ParameterZeelpayiNPAY
PriceFreeFree
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.613.0 — better
Further details — not scored
Size98 MB80 MB
Age rating17+17+
DeveloperZeelpay Technology LimitedINTECH MANAGEMENT LIMITED

In-app purchases

None

Zeelpay

No in-app purchases

None

iNPAY

No in-app purchases

Questions

Is Zeelpay free?
Zeelpay is free to download, with no in-app purchases.
Is iNPAY free?
iNPAY is free to download, with no in-app purchases.
Do Zeelpay or iNPAY have ads?
Neither Zeelpay nor iNPAY shows ads.
Which is updated more often, Zeelpay or iNPAY?
Zeelpay ships an update every 3 weeks, and iNPAY fortnightly. Most recently, Zeelpay was updated on September 11, 2026 and iNPAY on September 23, 2026.

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