FortuneTracker vs TrackSmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FortuneTracker
Read full descriptionHide full description
Take Control of Your Financial Future with Fortune Tracker Fortune Tracker makes it easier than ever to understand, manage, and grow your personal finances—right from your iPhone. Designed with simplicity and security in mind, our app gives you a complete picture of your financial life, so you can build lasting wealth and achieve your long-term goals. Key Features: - All Your Accounts in One Place: Connect your bank, credit card, investment, and loan accounts for a streamlined, unified view of your net worth. - Track Spending & Budgeting: Categorize transactions effortlessly and stay on top of spending patterns with intuitive budgeting tools. - Set & Achieve Goals: Define custom financial targets—like saving for a home or building an emergency fund. From day-to-day budgeting to long-term planning, Fortune Tracker empowers you to make informed decisions and embrace a healthier financial future. Start today and take confident steps toward building real, lasting wealth.
TrackSmart
This budgeting app prioritizes privacy by keeping all your financial data on your device. It uses on-device AI for spending summaries and offers features like cash-flow forecasts, budget tracking, and PDF statement imports without requiring bank logins.
- On-device AI spending summaries
- No bank login required
- Cash-flow forecasting
- Budget and goal tracking
- PDF statement import
- Home screen widgets
Read full descriptionHide full description
Your money, your finances and nobody else's business. TrackSmart is the budgeting app that never asks for your bank login. No account linking, no third-party data brokers, no servers holding your financial life. Your financial data stays on your device and in your own private iCloud. PRIVATE BY ARCHITECTURE, NOT BY PROMISE • No bank credentials required — ever • No account, no email, no sign-up • Your financial data lives on-device and in your private iCloud • On-device AI: your transactions are never sent to the cloud SEE YOUR WHOLE NET WORTH Track everything you own and owe in one place. Add assets and liabilities, log account values over time, and watch your net worth trend — alongside a beautifully redesigned account view with balance history, top categories, and credit-utilization at a glance. • Net-worth tracking with valuation history • Redesigned account detail — balances, statistics, and trends ON-DEVICE AI THAT UNDERSTANDS YOUR MONEY Powered by Apple Intelligence, TrackSmart generates plain-language summaries of your spending — what changed, what's unusual, and what deserves your attention — entirely on your device. • AI spending summaries generated locally, never in the cloud (AI summaries require a device with Apple Intelligence.) INSIGHTS DEEPER THAN A PIE CHART • Cash-flow forecast — see where you're headed, not just where you've been • Money Flow view — exactly where every dollar goes, income in to spending out • Spending breakdowns by category, merchant, and trend • Automatic subscription detection — catch the charges you forgot about • Unusual-spending alerts before they become a habit BUDGETS & GOALS THAT STICK • Monthly and category budgets with clear progress • Savings goals you can actually watch grow • Recurring transactions and smart categorization rules IMPORT WITHOUT LINKING • Import transactions straight from PDF statements — no Plaid, no bank connection • Export polished PDF reports for taxes or your own records LIVES ON YOUR HOME SCREEN Five widgets — Spending Summary, Budget Progress, Cash Flow, Net Worth, and Quick Add — keep your money one glance away. AVAILABLE IN ENGLISH AND SPANISH TrackSmart is fully localized — every screen, every insight, in both languages. START FREE Track multiple accounts, budgets, goals, and tags at no cost. Upgrade to Pro for unlimited everything, advanced insights, PDF import/export, and on-device AI spending summaries. Not sure yet? Turn on Demo Mode in Settings to explore the entire app with realistic sample data — no signup, and your own data stays untouched. No bank login. No data brokers. No catch. Just your money, finally private.
Screenshots
Verdict
The clearest difference is in-app purchases: FortuneTracker at none against TrackSmart's 2. TrackSmart's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TrackSmart sells 2 in-app purchases, starting at $6.99 per month. FortuneTracker asks for nothing beyond the download.
FortuneTracker ships an update every 2 months, TrackSmart every 3 weeks. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.
| Parameter | FortuneTracker | TrackSmart |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 18 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | HELDER MANUEL AFONSO PINTO | Adalberto Dominguez Segura |
In-app purchases
FortuneTracker
No in-app purchases
TrackSmart
- Pro Monthly$6.991 Month
- Pro Annual$44.991 Year









