Comparison

RiyadPay vs ودائع | Wadaie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RiyadPay

Manage your finances with this digital wallet app. It offers secure local and international money transfers, bill payments, and salary disbursements for household workers. Enjoy cashback and rewards on your spending.

Highlights
  • International transfer aggregator
  • Local wallet-to-wallet transfers
  • SARIE service transfers
  • SADAD bill payments
  • Musaned payments for household workers
  • Cashback and rewards
Features
Read full description

RiyadPay Digital Wallet is a seamless, secure, and user-friendly app designed to deliver an exceptional digital banking experience. It empowers individuals to tailor their financial transactions confidently and securely through innovative features. The app supports local and international transfers, allowing users to pay bills, send money effortlessly across borders. Additionally, it offers convenient mobile services for on-the-go transactions, ensuring that users can access their funds anytime, anywhere. Experience the future of banking with RiyadPay Digital Wallet – Download it now Key feature: International transfer aggregator We provide customers with multiple options for international money transfer through our international transfer aggregator. This feature allows users to compare exchange rates, fees and transfer times from various providers, ensuring they can choose the best option for their needs. Local transfer RiyadPay offers wallet-to-wallet transfers using the recipient's phone number as well as transfers to local banks using SARIE service, making it easy to send and receive money instantly and securely. Bill payments Easily pay all your bills through SADAD service with RiyadPay. Musaned payments  Transfer your household workers' salaries monthly in a timely and efficient way. Cashback and rewards Earn cashback with every spend and enjoy our exclusive rewards with RiyadPay

About

ودائع | Wadaie

This platform offers Saudi individuals and businesses fixed-term and savings deposits, licensed by the Saudi Central Bank and compliant with Sharia principles. It provides high, transparent returns with flexible deposit options and secure digital account opening.

Highlights
  • Fixed-term and savings deposits
  • Sharia-compliant
  • High fixed returns
  • No hidden fees
  • Flexible deposit options
  • Automatic renewal
  • Digital account opening
Features
Read full description

ودائع – أول منصة سعودية للودائع الزمنية والادخارية مرخَّصة من البنك المركزي السعودي ومتوافقة مع الضوابط الشرعية لماذا ودائع؟ • أعلى عائد ثابت للأفراد والمنشآت، بلا رسوم خفيّة. • مرونة تامّة: ودائع يومية، أسبوعية، شهرية أو سنوية مع خيار التجديد التلقائي. • فتح حساب رقمي آمن في أقل من 3 دقائق، دون مستندات معقّدة. • تحويلات مصرفية سريعة وآمنة عبر القنوات المعتمَدة. حمِّل التطبيق الآن وحقّق أقصى استفادة من أموالك الراكدة! روابط مهمة: إعلان تصريح البنك المركزي السعودي – https://bit.ly/WadaiePermit قرار اللجنة الشرعية – https://bit.ly/WadaieSharia الشروط والأحكام – https://wadaie.com/terms سياسة الخصوصية – https://wadaie.com/privacy

Screenshots

RiyadPay4 screens
ودائع | Wadaie4 screens

Verdict

The call

The clearest difference is review sentiment: ودائع | Wadaie at 100% against RiyadPay's 0%. ودائع | Wadaie also leads on rating (4.2 vs 2.5) and ratings volume (31 vs 2). RiyadPay's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ودائع | Wadaie holds the better App Store score, 4.2 against 2.5. That said, the two scores are not equally well evidenced: ودائع | Wadaie has 31 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of RiyadPay's written reviews are positive against 100% of ودائع | Wadaie's.

UpkeepUpdate frequency

RiyadPay ships an update monthly, ودائع | Wadaie every 4 weeks. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.

Scorecard5 real differences · 5 level
RiyadPay versus ودائع | Wadaie: the parameters behind the verdict, then further details
ParameterRiyadPayودائع | Wadaie
PriceFreeFree
Rating2.5 (2 ratings)4.2 (31 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings231 — better
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size182 MB80 MB
Age rating4+17+
DeveloperRiyadBankWadaie

Customer experience

RiyadPay

All ratings2 ratings
Positive0.0%
Neutral50.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

ودائع | Wadaie

All ratings31 ratings
Positive77.4%
Neutral6.5%
Negative16.1%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

RiyadPay

No in-app purchases

None

ودائع | Wadaie

No in-app purchases

Questions

Is RiyadPay free?
RiyadPay is free to download, with no in-app purchases.
Is ودائع | Wadaie free?
ودائع | Wadaie is free to download, with no in-app purchases.
Which has better reviews, RiyadPay or ودائع | Wadaie?
ودائع | Wadaie is rated higher. RiyadPay averages 2.5 out of 5 from 2 ratings, while ودائع | Wadaie averages 4.2 from 31 ratings.
Do RiyadPay or ودائع | Wadaie have ads?
Neither RiyadPay nor ودائع | Wadaie shows ads.
Which is updated more often, RiyadPay or ودائع | Wadaie?
RiyadPay ships an update monthly, and ودائع | Wadaie every 4 weeks. Most recently, RiyadPay was updated on October 12, 2026 and ودائع | Wadaie on October 13, 2026.

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