爱米记账 vs NFC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
爱米记账
Effortlessly track your finances with AI. Speak or take photos to log expenses, and get smart categorization and visual reports. Set budgets and sync across platforms for seamless financial management.
- AI-powered voice and photo expense logging
- Automatic expense categorization
- Personalized financial reports and charts
- Flexible budget setting
- Multi-platform synchronization (WeChat, iOS Accessibility)
- Import/export transaction data (Alipay, WeChat)
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记账app已经进入NEXT LEVEL了?!发语音、拍照、截图就能精准记账?爱米记账相当于您的AI记账小助手,只需随口说一句”买xx花了xx元”或者咔嚓拍一张小票,它就能秒懂,嗖一下把账目记得清清楚楚,告别繁琐记账,P人狂喜! 【专注记账的AI小助手】 智能AI算法为你服务,帮你轻松记录日常收支,只需说说、拍拍,它就能秒懂你的需求,自动完成分类记账,让你的财务管理变得轻松又高效。 【能自动归类的聪明账本】 为你生成个性化的财务报表,直观的统计图表清晰呈现收支走势、消费占比等信息,看一眼就知道钱都花哪儿啦!让你轻松掌控财务状况,合理规划每一笔支出。 【省钱,从预算开始】 根据自身需求,灵活设置月度、年度不同周期的预算,还可以按消费类目设置分类预算,让每一笔花销都在预算之内。 【多平台同步互通】 -微信记账,打开爱米记账官方微信服务号,像聊天一样记账,自动同步到客户端; -自动记账,配合苹果辅助功能,不用打开App也能快速自动记账,方便准确; -账单导入/导出:支持支付宝、微信等常用软件的账单导入,也支持账单导出。 ================================================= 【爱米记账会员自动订阅说明】 --订阅服务:连续包月会员和连续包年会员。可在[我的]页面找到该功能,购买该服务即可成为爱米记账会员用户,在订阅周期内无限制使用全部功能,包括未来新增的功能。 --付款:通过用户的iTunes账户扣款,用户确认购买后即付款 --续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延1个订阅周期 --取消续订:如需取消续订,请在当前扣费期前至少24小时操作,操作方法:进入手机[设置]-->点击[iTunes Store与App Store]-->点击[Apple ID],选择[查看Apple ID]-->[账户设置]-->[订阅],选择爱米记账连续包月或连续包年取消订阅即可。 --隐私政策:https://docs.qq.com/doc/DT05mcVdjd3NKWkJM --服务协议:https://docs.qq.com/doc/DT01GcVJWR0RLQUZw --会员协议(含自动续费条款):https://docs.qq.com/doc/DT2FyR0hTTWZ2WFNN
NFC
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NFC-工具箱:支持读写标准NDEF芯片可以读取NFC标签和写NFC数据在其上面. 把你的手机贴近NFC芯片,你可以读取NFC数据或者写入NFC数据. 写入的数据支持: *简单的文本 *一个网站 *电子邮件 *电话号码 【自动续费服务说明】 ***订阅名称:高级周卡 ***订阅期限:1周 ***订阅价格:免费试用3天,¥28/周 付款:用户确认购买并进行付款,付款将记入iTunes帐户。 取消续订:若要取消续订,请在当前订阅期到期前24小时在iTunes/Apple ID设置管理中手动关闭自动续订。 续订:Apple iTunes帐户将在到期前24小时内收取费用,并在成功扣款后延长一个额外的订阅期。 隐私条款:https://note.youdao.com/s/UHC7O5vz 服务条款:https://note.youdao.com/s/YZdXndUm
Screenshots
Verdict
The clearest difference is ads: 爱米记账 at none against NFC's shown. 爱米记账 also leads on update cadence (every 3 weeks vs every 3 months). NFC's advantage is iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 爱米记账 sells 3 in-app purchases, starting at $0.99 per month and NFC sells 1 in-app purchase, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.
爱米记账 ships an update every 3 weeks, NFC every 3 months. The most recent releases landed on October 7, 2026 and September 30, 2026 respectively.
| Parameter | 爱米记账 | NFC |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Hangzhou Charmobi Network Technology Co.,Ltd | 卓琦 邓 |
In-app purchases
爱米记账
- 连续包月$0.991 Month
- 连续包年$2.991 Year
- 永久会员$3.99
NFC
- 高级周卡3 Days trial$3.997 Days







