Comparison

VB Pay vs NBS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VB Pay

Features
Read full description

Bem-vindo ao Villela Pay! Somos mais do que um simples banco digital — somos seus aliados na jornada de crescimento e gestão financeira. Com foco em inovação e transformação digital, nossa missão é oferecer uma experiência bancária prática, segura e eficiente. Principais Recursos: Gestão Simplificada de Contas: Acompanhe saldos, extratos e transações em tempo real, tudo na palma da sua mão. Pagamentos Eficientes: Realize pagamentos, transferências e transações instantâneas com segurança, incluindo PIX e outros métodos rápidos. Cartões Digitais e Físicos: Acesso a cartões Visa, aceitos globalmente, para compras e transações no Brasil e no exterior. Suporte ao Cliente: Nossa equipe está pronta para ajudar, oferecendo suporte personalizado para todas as suas necessidades financeiras. Nossa prioridade é a simplicidade e a conectividade, proporcionando a você uma gestão financeira sem complicação. Esteja sempre preparado para controlar suas contas e aproveitar as melhores soluções financeiras do mercado. Baixe agora e comece a transformar suas finanças!

About

NBS

Open an international account in minutes for global-minded Brazilians. Enjoy a dollar account with zero IOF, a VISA Infinite card, cashback on US stocks, and automatic yield above US fixed income. Experience fair exchange rates and full control of your funds with auto-custody.

Highlights
  • International dollar account
  • Zero IOF on transactions
  • VISA Infinite card
  • Cashback on US stocks
  • Automatic yield on investments
  • Fair and transparent exchange rates
  • Auto-custody for full control
Features
Read full description

NBS is the dollar account for Brazilians who live, earn or invest beyond the real. PIX TO DOLLARS Deposit reais with Pix and hold dollars in seconds. The total cost, from 0.5%, is on screen before you confirm. No IOF. A US ACCOUNT IN YOUR NAME Receive by Wire and ACH into a US account in your own name. SEND WORLDWIDE Send to other countries in minutes. Pay anyone on NBS with an @, instantly. US STOCKS Buy tokenized US stocks and ETFs, right in the app. DOLLARS THAT EARN Your account balance earns every day, and you watch the yield live. VISA INFINITE CARD Pay anywhere in the world. The card's collateral keeps earning. For travellers, freelancers, digital nomads and investors who think global.

Screenshots

VB Pay4 screens
NBS4 screens

Verdict

The call

VB Pay and NBS are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 30, 2026.

ScorecardNo meaningful differences
VB Pay versus NBS: the parameters behind the verdict, then further details
ParameterVB PayNBS
PriceFreeFree
Rating—4.0 (4 ratings) — better
Positive reviews—83.3% of reviews
Number of ratings—4 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size69 MB105 MB
Age rating17++12
DeveloperOfficial BankNEOBANKLESS BRASIL

In-app purchases

None

VB Pay

No in-app purchases

None

NBS

No in-app purchases

Questions

Is VB Pay free?
VB Pay is free to download, with no in-app purchases.
Is NBS free?
NBS is free to download, with no in-app purchases.
Do VB Pay or NBS have ads?
Neither VB Pay nor NBS shows ads.
Which is updated more often, VB Pay or NBS?
VB Pay ships an update monthly, and NBS monthly. Most recently, VB Pay was updated on October 30, 2026 and NBS on October 30, 2026.

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