VB Pay vs NBS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VB Pay
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Bem-vindo ao Villela Pay! Somos mais do que um simples banco digital — somos seus aliados na jornada de crescimento e gestão financeira. Com foco em inovação e transformação digital, nossa missão é oferecer uma experiência bancária prática, segura e eficiente. Principais Recursos: Gestão Simplificada de Contas: Acompanhe saldos, extratos e transações em tempo real, tudo na palma da sua mão. Pagamentos Eficientes: Realize pagamentos, transferências e transações instantâneas com segurança, incluindo PIX e outros métodos rápidos. Cartões Digitais e Físicos: Acesso a cartões Visa, aceitos globalmente, para compras e transações no Brasil e no exterior. Suporte ao Cliente: Nossa equipe está pronta para ajudar, oferecendo suporte personalizado para todas as suas necessidades financeiras. Nossa prioridade é a simplicidade e a conectividade, proporcionando a você uma gestão financeira sem complicação. Esteja sempre preparado para controlar suas contas e aproveitar as melhores soluções financeiras do mercado. Baixe agora e comece a transformar suas finanças!
NBS
Open an international account in minutes for global-minded Brazilians. Enjoy a dollar account with zero IOF, a VISA Infinite card, cashback on US stocks, and automatic yield above US fixed income. Experience fair exchange rates and full control of your funds with auto-custody.
- International dollar account
- Zero IOF on transactions
- VISA Infinite card
- Cashback on US stocks
- Automatic yield on investments
- Fair and transparent exchange rates
- Auto-custody for full control
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NBS is the dollar account for Brazilians who live, earn or invest beyond the real. PIX TO DOLLARS Deposit reais with Pix and hold dollars in seconds. The total cost, from 0.5%, is on screen before you confirm. No IOF. A US ACCOUNT IN YOUR NAME Receive by Wire and ACH into a US account in your own name. SEND WORLDWIDE Send to other countries in minutes. Pay anyone on NBS with an @, instantly. US STOCKS Buy tokenized US stocks and ETFs, right in the app. DOLLARS THAT EARN Your account balance earns every day, and you watch the yield live. VISA INFINITE CARD Pay anywhere in the world. The card's collateral keeps earning. For travellers, freelancers, digital nomads and investors who think global.
Screenshots
Verdict
VB Pay and NBS are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly monthly. Both last shipped on October 30, 2026.
| Parameter | VB Pay | NBS |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (4 ratings) — better |
| Positive reviews | — | 83.3% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 69 MB | 105 MB |
| Age rating | 17+ | +12 |
| Developer | Official Bank | NEOBANKLESS BRASIL |
In-app purchases
VB Pay
No in-app purchases
NBS
No in-app purchases









