Prio Pay vs ayuta Pay

Run your business by text. Prio is a conversation. Text what you want, the way you’d text a person — “send Dana Friday’s invoice” — and Prio handles it: getting paid, the schedule, the books, the hours, the follow-up on what’s late. No forms, nothing to learn, and no money moves until you say so. Getting paid - Request, send, and collect payment right in the conversation — custom invoices and shareable payment links included. - Set two prices, a bank price and a card price. Both are shown upfront; the client picks. - Bank to bank, between verified parties, into your own account. No wallet, no held balance. - Late invoice? Say the word and Prio resends and reminds — the awkward message is never yours to write. The rest of the job - Recurring invoices go out on the schedule you set. A client who turns on autopay is charged on time, on an authorization captured up front. - Clients book a slot from your public link, and reschedule or cancel by replying to their booking reminder. - QuickBooks connects read-only, right in the chat. Turn on sync and each Prio invoice mirrors into the books. Ask for a report and it arrives in the conversation. - Hours are tracked in the same thread the money lives in. How money is handled - A person approves every business before it can collect here. - Every payment previews and waits for your OK. Autopay charges only on an authorization the payer gave up front. - Bank transfers: $1 + 1%, the 1% capped at $5, on payments under $2,000. Cards: $1 + 3%. No monthly fee. Your network pays you - Pay a vendor who’s new to Prio and, when they join, they’re in your network. The payment is the referral — no code, nothing to sell to a friend. - Opt in to Cash Money and Prio pays you a flat, published thank-you on each qualifying invoice a vendor in your network gets paid — monthly, for as long as they’re active, out of Prio’s own fee. Never added to anyone’s price. Not points. Income. Every paid invoice can give - Sponsor a church or nonprofit, and every paid invoice your business receives sends it $1 — paid by Prio, straight to its bank, monthly. No cost to you, your client, or the church. - A church joins in one conversation, changes nothing, and only ever receives. Setup takes about five minutes. More arrives without more hours — that was the whole point. Do Less. Earn More. Give More.

Ayuta Pay empowers individuals and communities to fund each other through rotating savings groups and one-time crowdfunding, all without relying on banks or traditional financial institutions. Our platform is inspired by informal savings traditions like chamas, susus, and ayuta, and modernized to fit a secure, digital experience. Key Features: Group Funding (Rotating Savings & Credit Association) Create or join trusted funding circles. Each member contributes a set amount per cycle, and one member receives the full payout each round. Ayuta Pay automates the process, tracks contributions, and ensures fair and transparent payouts. One-Time Collections Need to raise funds for a special cause or emergency? Set a goal, invite contributors, and once your target is met, the money is sent directly to your chosen treasurer or recipient. Great for tuition, weddings, emergencies, or projects. Interest-Free Microloans No banks, no interest, no hidden fees. Use group support and social accountability to access needed funds, all built on mutual trust. Seamless Payments Members can pay securely via credit/debit card or e-check. Get real-time updates and alerts on contributions, group progress, and payouts. Encryption and compliance ensure financial security. Built for Community Ayuta Pay helps manage group dynamics with ease, track participant contributions, vote on payout schedules, and maintain a history of performance and trust. It’s more than money; it’s about connection and shared progress. Who Is It For? ● Immigrant and diaspora communities ● Entrepreneurs and side-hustlers ● Friends and family funding together ● Anyone seeking a bank-free, trust-based funding model Why Choose Ayuta Pay? ● No interest. No credit checks. ● Transparent group management. ● Mobile-first design. ● Secure & scalable. ● Empowers financial independence. How It Works: 1. Create or join a group. 2. Collect entry fees from members. 3. Vote on payout schedule or assign a treasurer. 4. Receive payouts and track contributions. 5. Create new groups and repeat the process. Ayuta Pay brings traditional community saving methods into the digital age, helping people fund dreams, emergencies, and goals together.