Prio Pay vs Cube

Run your business by text. Prio is a conversation. Text what you want, the way you’d text a person — “send Dana Friday’s invoice” — and Prio handles it: getting paid, the schedule, the books, the hours, the follow-up on what’s late. No forms, nothing to learn, and no money moves until you say so. Getting paid - Request, send, and collect payment right in the conversation — custom invoices and shareable payment links included. - Set two prices, a bank price and a card price. Both are shown upfront; the client picks. - Bank to bank, between verified parties, into your own account. No wallet, no held balance. - Late invoice? Say the word and Prio resends and reminds — the awkward message is never yours to write. The rest of the job - Recurring invoices go out on the schedule you set. A client who turns on autopay is charged on time, on an authorization captured up front. - Clients book a slot from your public link, and reschedule or cancel by replying to their booking reminder. - QuickBooks connects read-only, right in the chat. Turn on sync and each Prio invoice mirrors into the books. Ask for a report and it arrives in the conversation. - Hours are tracked in the same thread the money lives in. How money is handled - A person approves every business before it can collect here. - Every payment previews and waits for your OK. Autopay charges only on an authorization the payer gave up front. - Bank transfers: $1 + 1%, the 1% capped at $5, on payments under $2,000. Cards: $1 + 3%. No monthly fee. Your network pays you - Pay a vendor who’s new to Prio and, when they join, they’re in your network. The payment is the referral — no code, nothing to sell to a friend. - Opt in to Cash Money and Prio pays you a flat, published thank-you on each qualifying invoice a vendor in your network gets paid — monthly, for as long as they’re active, out of Prio’s own fee. Never added to anyone’s price. Not points. Income. Every paid invoice can give - Sponsor a church or nonprofit, and every paid invoice your business receives sends it $1 — paid by Prio, straight to its bank, monthly. No cost to you, your client, or the church. - A church joins in one conversation, changes nothing, and only ever receives. Setup takes about five minutes. More arrives without more hours — that was the whole point. Do Less. Earn More. Give More.

CUBE: SAVE TOGETHER, ON YOUR TERMS Cube helps groups save money together through shared savings cycles. Coordinate contributions, rotate payouts, and keep everything transparent, all without banks, interest, or middlemen. SHARED SAVINGS CUBES • Create or join private savings groups with people you trust •.Contribute on a set schedule and take turns receiving the full payout • Every Cube follows rules agreed on by the group • Designed for real-life goals like rent, cars, travel, emergencies, and family support CONTRIBUTIONS & PAYOUTS • Schedule contributions with clear due dates • Track who has paid and who is pending • Receive payouts directly when it’s your turn • view all contributions and payouts in one shared timeline TRANSPARENCY & TRACKING • See contributions, payouts, and balances clearly • Fully transparent activity across the entire Cube • Know exactly where your money stands at all times • No hidden rules, no surprises MESSAGING & COORDINATION • Message your Cube in one shared thread • Confirm payments and payouts instantly • Keep everyone aligned without side chats or confusion • Built for coordination, not noise CREATE YOUR OWN CUBE • Set contribution amounts and schedules • Choose how payouts rotate • Name your Cube and invite members • Run your group savings exactly how you want TRUST SCORE & CUBE HEALTH • Build trust through consistent participation • Trust Scores reflect contribution reliability • Cube Health shows how smoothly a group is operating • Designed to encourage accountability and follow-through BADGES & PROGRESS • Earn badges for consistency and reliability • Track your savings progress over time • Visual progress that keeps groups motivated FAST, INTENTIONAL SAVING • Save faster by pooling money together • Designed to reduce friction and delays • Money moves with purpose, not guesswork • Built for momentum, not waiting BUILT FOR REAL PEOPLE • No banks • No interest • No lending • No investing Cube is a coordination tool not a bank or financial institution. WHY CUBE • Money works better when people move together. Cube gives groups the structure, visibility, and coordination they need to save fairly and predictably on their own terms.