Comparison

Prio Pay vs Spendigo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Prio Pay

Manage your business finances and operations through simple text conversations. Request payments, schedule appointments, track hours, and integrate with accounting software without complex forms or learning curves. Focus on earning and giving more with automated processes.

Highlights
  • Text-based payment requests and collection
  • Customizable invoices and payment links
  • Two-price options (bank vs. card)
  • Automated recurring invoices and autopay
  • Client booking and rescheduling via text
  • QuickBooks read-only integration
  • In-conversation hour tracking
Features
Read full description

Run your business by text. Prio is a conversation. Text what you want, the way you’d text a person — “send Dana Friday’s invoice” — and Prio handles it: getting paid, the schedule, the books, the hours, the follow-up on what’s late. No forms, nothing to learn, and no money moves until you say so. Getting paid - Request, send, and collect payment right in the conversation — custom invoices and shareable payment links included. - Set two prices, a bank price and a card price. Both are shown upfront; the client picks. - Bank to bank, between verified parties, into your own account. No wallet, no held balance. - Late invoice? Say the word and Prio resends and reminds — the awkward message is never yours to write. The rest of the job - Recurring invoices go out on the schedule you set. A client who turns on autopay is charged on time, on an authorization captured up front. - Clients book a slot from your public link, and reschedule or cancel by replying to their booking reminder. - QuickBooks connects read-only, right in the chat. Turn on sync and each Prio invoice mirrors into the books. Ask for a report and it arrives in the conversation. - Hours are tracked in the same thread the money lives in. How money is handled - A person approves every business before it can collect here. - Every payment previews and waits for your OK. Autopay charges only on an authorization the payer gave up front. - Bank transfers: $1 + 1%, the 1% capped at $5, on payments under $2,000. Cards: $1 + 3%. No monthly fee. Your network pays you - Pay a vendor who’s new to Prio and, when they join, they’re in your network. The payment is the referral — no code, nothing to sell to a friend. - Opt in to Cash Money and Prio pays you a flat, published thank-you on each qualifying invoice a vendor in your network gets paid — monthly, for as long as they’re active, out of Prio’s own fee. Never added to anyone’s price. Not points. Income. Every paid invoice can give - Sponsor a church or nonprofit, and every paid invoice your business receives sends it $1 — paid by Prio, straight to its bank, monthly. No cost to you, your client, or the church. - A church joins in one conversation, changes nothing, and only ever receives. Setup takes about five minutes. More arrives without more hours — that was the whole point. Do Less. Earn More. Give More.

About

Spendigo

Features
Read full description

Spendigo helps workers and small business teams receive tips digitally, track earnings and reviews in one secure place. Built for hospitality and service environments, Spendigo makes tipping simple when customers do not carry cash. With the Spendigo app and your multiple devices, you can: • create and activate your account • complete identity verification • connect your bank account securely • track your tips and payouts • view your ratings and feedback

Screenshots

Prio Pay4 screens
Spendigo4 screens

Verdict

The call

The clearest difference is update cadence: Spendigo at every 8 days against Prio Pay's every 4 weeks. Spendigo also leads on device support (3 vs 1) and iOS requirement (15.1 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Prio Pay ships an update every 4 weeks, Spendigo every 8 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Prio Pay versus Spendigo: the parameters behind the verdict, then further details
ParameterPrio PaySpendigo
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 4 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size38 MB67 MB
Age rating9+17+
DeveloperPrioSpendigo

In-app purchases

None

Prio Pay

No in-app purchases

None

Spendigo

No in-app purchases

Questions

Is Prio Pay free?
Prio Pay is free to download, with no in-app purchases.
Is Spendigo free?
Spendigo is free to download, with no in-app purchases.
Do Prio Pay or Spendigo have ads?
Neither Prio Pay nor Spendigo shows ads.
Which is updated more often, Prio Pay or Spendigo?
Prio Pay ships an update every 4 weeks, and Spendigo every 8 days. Most recently, Prio Pay was updated on October 28, 2026 and Spendigo on October 25, 2026.

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