Comparison

M1 Bank vs Go2Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

M1 Bank

Manage your money with a secure and fast personal finance tool. Set up balance alerts, make payments, transfer funds, and deposit checks with ease. Secure your account with passcodes or biometrics.

Highlights
  • Balance alerts
  • Make payments
  • Transfer money
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find ATMs/branches
Features
Read full description

M1 Bank is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with M1 Bank: • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • Reorder your debit card or turn it off if you’ve misplaced it • View and save your monthly statements • Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

About

Go2Pay

Features
Read full description

This app allows you to create quick links and QR codes for your products and services which you can then share to get paid quickly and securely.

Screenshots

M1 Bank4 screens
Go2Pay4 screens

Verdict

The call

The clearest difference is ads: Go2Pay at none against M1 Bank's shown. Go2Pay also leads on iOS requirement (16.4 vs 18.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

M1 Bank ships an update monthly, Go2Pay every 3 weeks. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
M1 Bank versus Go2Pay: the parameters behind the verdict, then further details
ParameterM1 BankGo2Pay
PriceFreeFree
Rating4.8 (31 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings31 — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.416.4 — better
Further details — not scored
Size155 MB53 MB
Age rating4+17+
DeveloperM1 Bancshares, IncGary Louison

In-app purchases

None

M1 Bank

No in-app purchases

None

Go2Pay

No in-app purchases

Questions

Is M1 Bank free?
M1 Bank is free to download, with no in-app purchases.
Is Go2Pay free?
Go2Pay is free to download, with no in-app purchases.
Do M1 Bank or Go2Pay have ads?
M1 Bank shows ads; Go2Pay does not.
Which is updated more often, M1 Bank or Go2Pay?
M1 Bank ships an update monthly, and Go2Pay every 3 weeks. Most recently, M1 Bank was updated on October 24, 2026 and Go2Pay on October 24, 2026.

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