Otto vs SaveOnSub Subscription Tracker

Track expenses across 6 financial contexts in one app. AI-powered receipt scanning, business invoicing, split expenses with friends, travel VAT claims, and petty cash and pproperty management —all organized in smart Buckets. 5-15x cheaper than competitors. ONE APP FOR YOUR ENTIRE FINANCIAL LIFE Stop juggling multiple expense apps. Otto replaces Expensify, Splitwise, and QuickBooks with a single, elegant solution. Create unlimited Buckets—each a self-contained financial workspace with its own currency, members, and reports. 6 BUCKET TYPES, INFINITE POSSIBILITIES • GENERAL - Personal finances, home renovations, car repairs • BUSINESS (Subscribers) - Professional invoicing, receipts, credit notes with your branding AND Web Host (Offering)! • TRAVEL - Multi-currency tracking, VAT refund claims guidance, barcode extraction • PETTY CASH - Small cash tracking, office petty cash, recipient management • SPLIT EXPENSES - Roommates, group travel, real estate co-ownership with automatic settlements • PROPERTY MANAGEMENT - Synchronize your rental property(s) Airbnb, Booking.com, Expedia and more... AI-POWERED AUTOMATION • Receipt Scanning: Snap a photo—Otto extracts vendor, amount, date, currency, and category automatically • Voice Input: "Add $45 coffee expense" creates the record instantly • Smart Assistant: Chat with Otto to find records, set reminders, or get guidance • Barcode Extraction: ML-powered scanning for VAT refund claims (QR codes & linear barcodes) COLLABORATE SEAMLESSLY Share Buckets with family, partners, roommates, or team members. Built-in chat keeps everyone aligned. WhatsApp notifications for subscribers. Granular permission controls ensure the right people see the right data. • Share household expenses with your spouse • Split group travel costs with automatic fair-share calculations • Collaborate with contractors on renovation projects UNBEATABLE VALUE FREE TIER: 100 free credits (limited time offer!). Create unlimited Buckets. Upload receipts via photo, PDF, or voice. Share with others. Download 2 reports/month. PREMIUM ($3.50/month or $35/year): Business Buckets with professional invoicing. WhatsApp integration. Custom expense categories. Unlimited report downloads. Excel bulk uploads. CREDIT TOP-UPS: Need more uploads? Purchase affordable credit packs. 1 credit = 1 saved record. HOW OTTO WORKS 1. Create a Bucket (General, Business, Travel, Petty Cash, or Split) 2. Upload expenses via photo, PDF, voice, or manual entry (or historic Excel via your web portal (Premium feature)) 3. AI extracts details automatically (always review for accuracy) 4. Share with collaborators if needed 5. Generate reports (PDF or Excel) for tax time or analysis PERFECT FOR • Freelancers managing client projects with professional invoicing • Families tracking household budgets and shared expenses • Small business owners needing affordable expense + income tracking • Travelers claiming VAT refunds on international purchases • Roommates splitting rent, utilities, and groceries fairly • Office managers tracking petty cash disbursements WHY OTTO? • One Login, All Contexts: Stop switching between Expensify, Splitwise, and QuickBooks • Radically Affordable: $3.50/month vs $15-50/month for competitors with fewer features • AI-First Design: Voice assistant, smart OCR, automatic categorization • Multi-Currency Native: Automatic conversion based on transaction date • Privacy-Focused: Your data stays yours—no selling to third parties Join thousands managing their finances smarter. Download Otto today—50 free credits waiting for you! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ottoapp.net/privacypolicy

Find, track and review recurring charges with SaveOnSubs. Start with a receipt, screenshot, PDF, CSV, spreadsheet or statement export. SaveOnSubs analyzes the file on your device, identifies likely recurring charges and lets you review every result before it is added to your tracker. No bank connection is required. KNOW WHAT YOU ARE PAYING - Track subscription amounts, billing cycles, renewal dates, categories and notes. - See estimated monthly and annualized spend, with different currencies kept separate. - Review upcoming renewals and trial endings. - Get basic reminders before tracked renewal dates. REVIEW BEFORE SAVING - Correct the merchant, amount, currency, billing cycle and payment date. - Review possible duplicates and price changes across imports. - Keep reviewed corrections when importing the same file again. - Add subscriptions manually whenever an import is incomplete. ACT ON YOUR FINDINGS - Work through renewal and import-review tasks with snooze and review controls. - Use Premium provider-specific cancellation and plan-review guidance. - Open official provider pages and check guide freshness. - Confirm a cancellation yourself after completing the provider steps. - Review confirmed savings separately from your current spending. PRIVACY AND CONTROL Original import files and OCR are processed on your device, not uploaded by Smart Import. Structured local import history helps identify recurring charges and preserves reviewed corrections. Clear imported results and this history in Settings. Confirmed subscription records sync to your account. Optional usage analytics is off by default. Hide financial amounts in notifications, use device authentication, get help through FAQs and user-reviewed email, and delete your account in the app. FREE AND PREMIUM Free accounts can track up to three active subscriptions, review imports and use basic renewal reminders. Premium adds unlimited tracking, provider-specific cancellation guidance, detailed analytics, custom reminder timing, confirmed-savings tools and CSV export. Monthly and annual plans are available. Eligible subscribers may receive a seven-day free trial; the paywall shows your actual offer, localized price and billing period before purchase. Payment is charged to your Apple Account at confirmation of purchase, or after any eligible free trial. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Your account is charged for renewal within 24 hours before the end of the period. Manage or cancel in Apple account settings. SaveOnSubs provides tracking and informational guidance. It does not connect to your bank, cancel services on your behalf or provide financial advice. Verify detected charges, renewal dates and provider policies before acting. Privacy Policy: https://www.dakbas.com/saveonsubs/privacy-policy.html Terms of Use: https://www.dakbas.com/saveonsubs/terms-of-use.html