Otto vs Sadeed | سَديد

Track expenses across 6 financial contexts in one app. AI-powered receipt scanning, business invoicing, split expenses with friends, travel VAT claims, and petty cash and pproperty management —all organized in smart Buckets. 5-15x cheaper than competitors. ONE APP FOR YOUR ENTIRE FINANCIAL LIFE Stop juggling multiple expense apps. Otto replaces Expensify, Splitwise, and QuickBooks with a single, elegant solution. Create unlimited Buckets—each a self-contained financial workspace with its own currency, members, and reports. 6 BUCKET TYPES, INFINITE POSSIBILITIES • GENERAL - Personal finances, home renovations, car repairs • BUSINESS (Subscribers) - Professional invoicing, receipts, credit notes with your branding AND Web Host (Offering)! • TRAVEL - Multi-currency tracking, VAT refund claims guidance, barcode extraction • PETTY CASH - Small cash tracking, office petty cash, recipient management • SPLIT EXPENSES - Roommates, group travel, real estate co-ownership with automatic settlements • PROPERTY MANAGEMENT - Synchronize your rental property(s) Airbnb, Booking.com, Expedia and more... AI-POWERED AUTOMATION • Receipt Scanning: Snap a photo—Otto extracts vendor, amount, date, currency, and category automatically • Voice Input: "Add $45 coffee expense" creates the record instantly • Smart Assistant: Chat with Otto to find records, set reminders, or get guidance • Barcode Extraction: ML-powered scanning for VAT refund claims (QR codes & linear barcodes) COLLABORATE SEAMLESSLY Share Buckets with family, partners, roommates, or team members. Built-in chat keeps everyone aligned. WhatsApp notifications for subscribers. Granular permission controls ensure the right people see the right data. • Share household expenses with your spouse • Split group travel costs with automatic fair-share calculations • Collaborate with contractors on renovation projects UNBEATABLE VALUE FREE TIER: 100 free credits (limited time offer!). Create unlimited Buckets. Upload receipts via photo, PDF, or voice. Share with others. Download 2 reports/month. PREMIUM ($3.50/month or $35/year): Business Buckets with professional invoicing. WhatsApp integration. Custom expense categories. Unlimited report downloads. Excel bulk uploads. CREDIT TOP-UPS: Need more uploads? Purchase affordable credit packs. 1 credit = 1 saved record. HOW OTTO WORKS 1. Create a Bucket (General, Business, Travel, Petty Cash, or Split) 2. Upload expenses via photo, PDF, voice, or manual entry (or historic Excel via your web portal (Premium feature)) 3. AI extracts details automatically (always review for accuracy) 4. Share with collaborators if needed 5. Generate reports (PDF or Excel) for tax time or analysis PERFECT FOR • Freelancers managing client projects with professional invoicing • Families tracking household budgets and shared expenses • Small business owners needing affordable expense + income tracking • Travelers claiming VAT refunds on international purchases • Roommates splitting rent, utilities, and groceries fairly • Office managers tracking petty cash disbursements WHY OTTO? • One Login, All Contexts: Stop switching between Expensify, Splitwise, and QuickBooks • Radically Affordable: $3.50/month vs $15-50/month for competitors with fewer features • AI-First Design: Voice assistant, smart OCR, automatic categorization • Multi-Currency Native: Automatic conversion based on transaction date • Privacy-Focused: Your data stays yours—no selling to third parties Join thousands managing their finances smarter. Download Otto today—50 free credits waiting for you! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ottoapp.net/privacypolicy

Most money decisions aren't really about math. They're about knowing where you stand, and trusting yourself to make the call. Sadeed is a quiet, private accountant that lives on your iPhone and helps you do exactly that. It keeps an honest picture of your money: what's coming in, what's going out, what you're worth, and how much you can comfortably spend this month without paying for it later. Nothing you enter ever leaves your phone. No account to create, no login, no servers of ours in the middle. Just your finances, kept close. A calmer way to track Sadeed never connects to your bank. There's no login to hand over and no account to link. Instead it meets the information where it already is: snap a photo of a receipt, import a bank statement, or let Sadeed read the payment texts you choose from your bank and turn them into expenses. Everything it captures waits in one place for you to confirm, so nothing is ever recorded behind your back. Answers, not just numbers Before you spend, ask the question that actually matters: can I afford this? Sadeed looks ahead at your cash flow, weighs the purchase in cash or in installments, and shows you the reasoning behind the answer. When you're planning further out, you'll find careful tools for goals, paying down debt, retirement, renting versus buying, and building a portfolio. The kind of planning you'd usually pay someone to run for you. Built for how you actually live Hold and convert across currencies, and track gold and silver by the gram. If a rate is missing, Sadeed says so instead of inventing one. And because faith is part of many people's finances, zakat is built in, calculated on your wealth and aware of nisab and hawl, alongside halal stock screening, income purification, and an emergency-fund check sized to your household. Ask Sadeed, or just tell Siri Sadeed comes with an accountant that actually knows you. It understands your money and the way you spend, so its answers fit your real situation instead of offering generic advice, and it keeps steering you toward the goals you've set. Ask in your own words: "How's my budget?" "Can I afford a 4,000 phone?" "How much zakat do I owe this year?" It replies using Apple Intelligence, entirely on your device, in your language. And much of the app works hands-free through Siri, too: record a spend, log income, check your budget, or ask what you can afford, all in a single sentence. Private by nature Sadeed works offline. It doesn't connect to your bank, show ads, track you, or collect anything at all. If you turn on sync across your devices, your data travels only through your own private iCloud, never anywhere we can see. Sadeed Pro The whole toolkit is free: the tracking, the budgeting, and every planner and calculator. Pro is for when you want an accountant that keeps working while you get on with life. It adds private sync across your iPhone and iPad, the Ask Sadeed assistant in chat and Siri, automatic bank-SMS capture, unlimited statement imports, and a dashboard that quietly watches what matters: your financial health, unusual spending, and a gentle nudge when something starts to drift. Money you understand, and the confidence to act on it. That's Sadeed. —————————— Sadeed Pro is an auto-renewable subscription. The available plans and prices are shown in the app before you subscribe. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless auto-renewal is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings, and the rest of Sadeed stays free to use. Terms of Use: https://sadeed.idemery.com/terms Privacy Policy: https://sadeed.idemery.com/privacy