GMT PAY vs TapPass
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GMT PAY
Manage your money with this digital payment app. Send and receive funds, and get a prepaid Mastercard for secure online and offline purchases.
- Fund management
- Send and receive balances
- Purchase non-reloadable Mastercard
- Secure online transactions
- Secure offline transactions
Read full descriptionHide full description
GMT Pay is a digital payment app that offers users a seamless way to manage their funds. Users can conveniently receive, send balances, as well as purchase a non-reloadable Mastercard, which can be used for fast and secure transactions both online and offline.
TapPass
Read full descriptionHide full description
TapPass keeps every loyalty, membership and gift card on your phone, so you can leave the plastic at home and still collect your points. ADD A CARD IN SECONDS • Pick from 200+ popular stores for your country, logos included • Scan the barcode with your camera or from a photo • Or type the number in — TapPass draws the barcode for you SHOW IT AT CHECKOUT • Tap a card to see its barcode; tap again for full screen at maximum brightness • Supports EAN, UPC, Code 128, Code 39, QR, PDF417, Aztec, Data Matrix and more • Add cards to Apple Wallet — passes can appear automatically when you're near the store • Home Screen and Lock Screen widgets, quick actions and Siri Shortcuts for your favourite card STAY ORGANISED • Separate tabs for membership and gift cards • Search, sort by name or recently used, filter by tags • Notes, balances and front/back photos of each card • Drag to reorder, custom colours • Reminders before a gift card or membership expires PRIVATE BY DESIGN • No account, no sign-up • Your cards are stored on your device only — we have no servers that hold your data • Optional App Lock with Face ID or Touch ID • Backup & restore to a file you control, and import from Catima PERFECT FOR Supermarket and retail rewards, gym and club memberships, gift cards and store credit, library and student cards, and any barcode or QR pass. TapPass is free and supported by ads. Privacy policy: https://tappass-examcert.web.app/privacy Support: support@examcert.app
Screenshots
Verdict
The clearest difference is ads: GMT PAY at none against TapPass's shown. GMT PAY also leads on iOS requirement (14.0 vs 18.0). TapPass's advantage is update cadence (every 6 days vs monthly). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GMT PAY ships an update monthly, TapPass every 6 days. The most recent releases landed on October 6, 2026 and October 20, 2026 respectively.
| Parameter | GMT PAY | TapPass |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Monthly | Every 6 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 49 MB | 35 MB |
| Age rating | 17+ | 4+ |
| Developer | Findsatoshi Lab Asia Limited | EXAMCERT PTY LTD |
In-app purchases
GMT PAY
No in-app purchases
TapPass
No in-app purchases









