Comparison

Subscription Tracker vs MoneyTool

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription Tracker

Manage all your recurring payments in one place to avoid surprise charges. Get timely reminders before renewals and track your spending across different currencies. Organize subscriptions with ease and quickly update details.

Highlights
  • Subscription reminders
  • Spending tracking
  • Multi-currency support
  • Organization and sorting
  • Quick detail updates
  • Private by design
Read full description

Subby was built to take the stress out of keeping up with subscriptions. Instead of digging through emails or getting hit with surprise charges, everything you pay for is laid out clearly in one place. With Subby you can:
 • Get reminded before renewals so nothing slips by
 • See exactly how much you’ve spent and for how long
 • View subscriptions in any currency, converted to yours
 • Organize with simple grouping and sorting 
• Cancel or update details in seconds Whether it’s Netflix, Spotify, Duolingo, or your gym membership, Subby helps you stay in control and feel less weighed down by recurring costs. Private by design. Everything stays on your device. I started this app because I kept forgetting what I was subscribed to and the other options felt cluttered. Subby is meant to stay out of the way, give you a clear picture, and actually make life a little easier. Hope it makes things easier for you too :)

About

MoneyTool

Effortlessly track expenses, income, and investments to gain financial clarity. Set budgets, plan for the future with smart tools, and grow your wealth privately, all on your device.

Highlights
  • Expense and income tracking
  • Budget creation and management
  • Investment portfolio tracking
  • Emergency fund calculator
  • Goal and retirement planning
  • Offline functionality
  • Customizable categories and themes
Features
Read full description

MoneyTool is the simplest way to track your finances, grow your wealth, and stay 100% private. Whether you're budgeting smarter, building an emergency fund, or planning retirement — MoneyTool gives you financial clarity in minutes. No sign-up. No ads. No data tracking. Just real control. TRACK EVERYTHING Track your expenses, income, savings, investments, and net worth in one place. Visualize your cash flow with clean, easy charts. BUDGET WITH CONFIDENCE Set monthly budgets, control your spending, and stay on top of your financial goals. No more end-of-month surprises. PLAN YOUR FUTURE Use smart tools to plan ahead: Emergency Fund Calculator – Know how long your money will last Goal Tracker – See exactly when you’ll reach savings targets Retirement Planner – Find your financial freedom date GROW YOUR WEALTH Track stocks, crypto, and investments effortlessly. Your complete portfolio, in your pocket. 100% PRIVATE No logins No cloud No tracking Everything stays on your device. BUILT FOR YOU Custom categories, icons & themes Multi-currency support Simple import & export Works fully offline Start your journey to financial clarity today. Try MoneyTool free — upgrade anytime. No pressure, no data games. Privacy Policy: https://themoneytool.com/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subscription Tracker4 screens
MoneyTool4 screens

Verdict

The call

The clearest difference is review sentiment: Subscription Tracker at 89% against MoneyTool's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Tracker sells 2 one-off in-app purchases and MoneyTool sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. Both last shipped on October 28, 2026.

Scorecard1 real difference · 9 level
Subscription Tracker versus MoneyTool: the parameters behind the verdict, then further details
ParameterSubscription TrackerMoneyTool
PriceFreeFree
Rating4.8 (18 ratings) — better—
Positive reviews88.9% of reviews — better0.0% of reviews
Number of ratings18 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.6 — better
Further details — not scored
Size90 MB106 MB
Age rating4+4+
DeveloperAbhaya Chandra G PCodeFX

Customer experience

Subscription Tracker

All ratings18 ratings
Positive94.4%
Neutral0.0%
Negative5.6%
Written reviews9 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

MoneyTool

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

2 purchases

Subscription Tracker

One-time2
  • Subby Plus$9.99
  • Subby Plus 1 Year$9.99
3 purchases

MoneyTool

Subscriptions2
  • Monthly$1.991 Month
  • Yearly7 Days trial$9.991 Year
One-time1
  • Lifetime$24.99

Questions

Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Is MoneyTool free?
MoneyTool is free to download, with in-app purchases available.
Do Subscription Tracker or MoneyTool have ads?
Neither Subscription Tracker nor MoneyTool shows ads.
Which is updated more often, Subscription Tracker or MoneyTool?
Subscription Tracker ships an update weekly, and MoneyTool weekly. Most recently, Subscription Tracker was updated on October 28, 2026 and MoneyTool on October 28, 2026.

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