Comparison

Splitly vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitly

Features
Read full description

Splitly makes it easy to manage shared expenses with friends, family, or colleagues. Whether you’re splitting bills on a trip, tracking shared household expenses, or settling group dinners, Splitly helps you keep everything organized. Key Features: • Group Expense Tracking – Create groups and add expenses effortlessly. • Scan receipts: You can now scan or select from photo library to store receipts to a split. • Smart Summarization – See who owes whom with automatic balance calculations. • Personal Expense View – Track all your split transactions in one place. • Multiple Currencies – Perfect for group trips. • Simple & Clear Interface – Designed for easy expense tracking and quick settlements. Splitly helps you settle up instantly. Download now and keep your shared expenses hassle-free! Terms of Use: https://www.delos.com.vn/legal

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

Splitly4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is in-app purchases: Pay with Sublime at none against Splitly's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitly sells 1 one-off in-app purchase. Pay with Sublime asks for nothing beyond the download.

UpkeepUpdate frequency

Splitly ships an update every 2 weeks, Pay with Sublime every 9 days. The most recent releases landed on September 13, 2026 and September 21, 2026 respectively.

Scorecard1 real difference · 9 level
Splitly versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterSplitlyPay with Sublime
PriceFreeFree
Rating4.7 (157 ratings) — better
Positive reviews85.7% of reviews
Number of ratings157 — better
Update frequencyEvery 2 weeksEvery 9 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.5
Further details — not scored
Size22 MB61 MB
Age rating4+17+
DeveloperDELOS CREATOR HUB COMPANY LIMITEDSublime Payments Company

In-app purchases

1 purchases

Splitly

One-time1
  • Splitly Premium$8.99
None

Pay with Sublime

No in-app purchases

Questions

Is Splitly free?
Splitly is free to download, with in-app purchases available.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Do Splitly or Pay with Sublime have ads?
Neither Splitly nor Pay with Sublime shows ads.
Which is updated more often, Splitly or Pay with Sublime?
Splitly ships an update every 2 weeks, and Pay with Sublime every 9 days. Most recently, Splitly was updated on September 13, 2026 and Pay with Sublime on September 21, 2026.

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