Comparison

Mis Fiados vs IOU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mis Fiados

Features
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¡Si tenés un almacén, despensa o negocio, Mis Fiados es para vos! Registrá de manera fácil y rápida los fiados de tus clientes y mantené todo organizado: montos adeudados, fechas de pago y detalles importantes, todo en un solo lugar. Olvidate de perder plata o confundirte con los saldos pendientes, ya que la app te muestra todo de manera clara y fácil de seguir. Además, podés enviar notificaciones para recordar a tus clientes que tienen pagos pendientes. ¡Empezá a tener el control total de tus fiados sin complicaciones!

About

IOU

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

Highlights
  • Track money lent, borrowed, and owed
  • Filter debts owed to you vs. money you owe
  • View balances, payment history, and upcoming charges
  • Log partial or full payments instantly
  • Automatically track recurring bills and subscriptions
  • Private and ad-free financial tracking
Features
Read full description

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Mis Fiados4 screens
IOU4 screens

Verdict

The call

The clearest difference is in-app purchases: Mis Fiados at none against IOU's 3. Mis Fiados also leads on iOS requirement (14.0.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IOU sells 3 in-app purchases, starting at $1.99 per month. Mis Fiados asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Mis Fiados versus IOU: the parameters behind the verdict, then further details
ParameterMis FiadosIOU
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequency—Every 10 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0.0 — better17.0
Further details — not scored
Size47 MB13 MB
Age rating4+4+
DeveloperJorge Nicolas PassettiMASON QULIZADA

In-app purchases

None

Mis Fiados

No in-app purchases

3 purchases

IOU

Subscriptions2
  • OweTracker Pro – Monthly$1.991 Month
  • OweTracker Pro$17.991 Year
One-time1
  • OweTracker Pro – Lifetime$19.99

Questions

Is Mis Fiados free?
Mis Fiados is free to download, with no in-app purchases.
Is IOU free?
IOU is free to download, with in-app purchases available.
Do Mis Fiados or IOU have ads?
Neither Mis Fiados nor IOU shows ads.

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