Expense Tracker vs Lingot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
This app helps you manage your money by tracking expenses and income, creating personalized budgets, and organizing your finances with customizable categories. It offers detailed insights into your spending habits through visual charts and graphs, making financial planning effortless.
- Track expenses and income
- Create custom budgets
- Organize with categories/subcategories
- Manage multiple wallets
- View spending with charts/graphs
- Set recurring transactions
- Switch between currencies
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Soldi is an ad-free easy-to-use money manager, expense tracker, and budget planner designed to help you track expenses, create personalized budgets, and manage your income effortlessly. Whether you're saving for a big purchase or keeping an eye on daily expenses, Soldi is your go-to tool for smarter money management, helping you stay on top of your financial goals with ease. Soldi is a free money manager with no ads. **EXPENSE & INCOME TRACKER** Stay informed about where your money goes. Soldi’s simple and intuitive interface makes it easy to track all your income and expenses. Add transactions manually, categorize your spending, and monitor your cash flow in real-time. With Soldi you can end the overspend. **BUDGET PLANNER** Achieve your financial goals by setting up custom budgets. With Soldi, you can plan your spending for each day, week, month or even year and see exactly how much you have left to spend. Avoid overspending by tracking your progress against your budget, adjusting as you go. **CATEGORIES & SUBCATEGORIES** Keep your finances organized with customizable categories and subcategories. Break down your spending and income into detailed sections, like groceries, bills, entertainment, and more. Soldi lets you personalize your financial tracking to suit your unique needs. **KEY FEATURES** - Easily track your expenses and income - Set up and manage custom budgets to stay on track - Organize your transactions with customizable categories - Create detailed subcategories for more precise tracking - Create and manage multiple wallets for different needs - Transfer and organize transactions seamlessly between wallets - Add personalized notes to each transaction - Attach images to transactions for better record-keeping - View your spending data with bar graphs, filtering by week, month, or year - Analyze your categories and subcategories transactions with pie charts view filtering weekly, monthly, or yearly - Set up recurring transactions for improved money management - Add shared expenses when inviting someone, like during a restaurant outing - Keep track of who owes you money by adding them to the Debtors category - Switch between multiple currencies - Use light or dark mode for a personalized experience - Available in English & many more Start taking charge of your finances today with Soldi. Whether you’re managing your personal budget or simply tracking your expenses, Soldi gives you all the tools you need to succeed. Download Soldi for free and begin your journey towards financial freedom! Privacy Policy: https://www.notion.so/6637907706f54b4fa320ae4f5d89819d?pvs=21 Terms of Use: https://www.notion.so/beacf7516994417dbfef8ff8c1547c86?pvs=21
Lingot
This app helps you track your total net worth by consolidating all your financial accounts, investments, property, and debts into a single, easy-to-understand number. It also provides monthly budgeting tools to manage income and expenses, offering insights into your financial progress.
- Track net worth across accounts, investments, property, and debt
- Monthly budgeting for income and expenses
- No bank connection required
- Visualizations of net worth over time
- Spending breakdowns by category
- Milestone rewards (ingots)
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Most people have no idea what they're actually worth. Their money is spread across checking accounts, savings, investments, property and debt — and nobody adds it up. Lingot does. TRACK YOUR REAL NET WORTH Add your accounts, investments, property and debts. See one number that tells you exactly where you stand, and watch it grow month after month. GIVE EVERY DOLLAR A JOB Log your income and expenses, set monthly caps by category, and see your balance before the month ends. No surprises. NO BANK CONNECTION NEEDED Lingot never asks for your bank credentials. You enter what you want, when you want. Your financial life stays yours. UNLOCK YOUR INGOTS Every milestone you reach unlocks a gold ingot. A small reward for a big habit. SEE THE FULL PICTURE Charts of your net worth over 12 months, spending breakdowns by category, savings rate, best and worst months, and insights that tell you what changed and why. SHARE YOUR PROGRESS Premium cards to show off your progress — with or without the numbers. LINGOT PRO A 3-day free trial unlocks monthly balance tracking, full statistics and premium share cards. Cancel anytime. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple ID account. Manage or cancel your subscription in your account settings. Terms of Use: https://chaconbotellarafael-dev.github.io/lingot-legal/terms Privacy Policy: https://chaconbotellarafael-dev.github.io/lingot-legal/privacy
Screenshots
Verdict
Expense Tracker and Lingot both sit at 4.9 stars, but that hides the real split: 100% of Lingot's written reviews are positive against 60% of Expense Tracker's. Lingot also leads on update cadence (weekly vs every 3 weeks). Expense Tracker's advantage is monetization model (free vs freemium) and ratings volume (67 vs 4). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month and Lingot sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.9 for Expense Tracker against 4.8 for Lingot. That said, the two scores are not equally well evidenced: Expense Tracker has 67 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 60% of Expense Tracker's written reviews are positive against 100% of Lingot's.
Expense Tracker ships an update every 3 weeks, Lingot weekly. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.
| Parameter | Expense Tracker | Lingot |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (67 ratings) — better | 4.8 (4 ratings) |
| Positive reviews | 60.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 67 — better | 4 |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 62 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | Alex Martinez | Rafael Chacon Botella |
Customer experience
Expense Tracker
Lingot
In-app purchases
Expense Tracker
- Monthly$3.991 Month
- Yearly$29.991 Year
- Lifetime$69.99
Lingot
- Lingot Pro Mensual3 Days trial$4.991 Month
- Lingot Pro Anual3 Days trial$34.991 Year









